Risks Ahead. Insurance coverage hasn’t kept up as renters outnumber homeowners in key markets

Renters outnumber homeowners in major US cities including New York, Los Angeles, Chicago and Houston; cities at high risk for natural disasters like hurricanes, earthquakes and severe winter weather. In Philadelphia, the number of renters is quickly approaching the number of homeowners. Yet, the Insurance Information Institute reports only 37% of renters have renters insurance, […]

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Enterprise Risk Management – What is your total cost of risk?

KMRD Are You Ready for One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? When asked about their most pressing environmental, health and safety issues, safety professionals listed managing the total cost of risk as the top response at 72%, followed by regulatory compliance at 58%, […]

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Risks Ahead. The potential results of incomplete auto insurance coverage.

You should be prepared to pay for these 10 things if you have inadequate or incompletely negotiated Auto insurance coverage: Severe damage to others involved in a major accident Hail damage Damages caused by an underinsured driver (many insured drivers only carry state minimum limits) Damage from hitting an animal Damage from hitting a parking […]

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Keith Boyer, ARM, AIC

Keith has over 20 years of  experience in the property & casualty insurance industry. Prior to joining KMRD, Keith spent over 14 years with a top 50 property & casualty insurance consulting and brokerage firm, establishing a portfolio of clients in diverse industries. Prior to his career in risk management, Keith served with the United […]

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Enterprise Risk Management. Risks Ahead. Improbable risks aren’t so improbable now.

Risks Ahead. Call KMRD

According to PricewaterhouseCoopers, “Improbable risks aren’t so improbable now; they’re becoming the norm in a more uncertain world.” The number of man-made and natural disasters has tripled over the past 40 years. With the Internet now connecting from 10 billion to 15 billion devices, the ripple effects of a computer hack grow ever greater. From […]

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Insurance & Risk Reference Library

AM Best – A.M. Best Company is a full-service credit rating organization dedicated to serving the financial services industries, including the banking and insurance sectors. Policyholders and depositors refer to Best’s ratings and analysis as a means of assessing the financial strength and creditworthiness of risk-bearing entities and investment vehicles. EDGAR Company Search – For […]

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Cyber Risk Ahead. Wi-Fi Warning

Wi-Fi hot spots can leave you, your colleagues your staff and your hard won information wide open to hackers. Once they penetrate your server, all of your information is vulnerable, making you liable for any damages a 3rd party may bring in a breach allegation. This makes transferring risk through cyber insurance a critical component […]

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Risk Control Resources & Strategic Partners

Below is a list of risk control resources organized by partner, system, and more. Risk Control and Safety Partners Human Capital Solutions Partner Healthcare & Aging Services Partners Other Enterprise Risk Partners Additional Resources Community Alert Systems

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