Personal Lines Insurance

At KMRD, we know all personal lines insurance policies are not created equal. That’s why we search out and partner with the top regional, national, and international insurance providers of Personal Lines Insurance products.

We combine the technical expertise and product knowledge with a dedication to service excellence designed to provide total peace of mind. Our experienced team of specialists can work with you to provide customized coverage options for most every risk exposure in and around the home. At KMRD, we make sure to locate and secure choices and features not typically found in standard policies.

Protect Yourself from Online Fraud and Identity Theft!
Personal Cyber Coverage is not generally offered by Homeowners Insurance Carriers. If they do, it can be expensive. Our partnership with HSB has made it easier and more affordable than ever. You do not need to have your personal insurance with us to purchase this coverage. Click the link below to get an instant quote.

Instant Cyber Quote

Areas of Personal Lines Coverage Include:

  • Personal Auto (Available Application)
  • Boat and Motorcycle
  • Homeowners (Available Application)
  • Condominium Homeowners
  • Dwelling Fire
  • Cyber and Identity Theft
  • Flood and Excess Flood
  • Renters Insurance/Vacant Dwelling
  • Vacation Home and Old/New Construction
  • Personal Umbrella
  • Guns and Jewelry
  • Musical Instruments and Cameras
  • Fine Arts and Silverware

Claims Services

KMRD claims are handled by professionals experienced in processing claims for complex personal lines exposures.

Learn how you will benefit from our other risk management services:

Have a question about our Personal Lines Insurance? Please use the contact form below or email us or call us at 866-957-KMRD (5673) to talk with one of our risk professionals.


* These fields are required.