KMRD announces strategic partnership with The Hartford to Offer Small Group Benefits Products & Services

Small Group Accidental Death & Dismemberment, Short Term Disability & Long Term Disability Programs WARRINGTON, PA, April 6, 2021 – KMRD Partners, Inc. and The Hartford recently partnered to provide Group Benefit solutions to our valued small business clients. The Hartford’s full range of employer-paid and Employee Choice BenefitsSM includes Life and Accidental Death & Dismemberment, Short Term […]

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Social Engineering and How To Protect Your Computer From Hackers, Viruses, and Spies

protect your computer from hackers

While Social Engineering may sound like a way to encourage people to mingle at a dinner party, it is actually a devious plot created by hackers and spies to infiltrate your computer and business networks through a number of nefarious tactics, including the following: Phishing Chances are you’ve been the target of a phishing attack […]

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Social Engineering Webinar: How Criminals Exploit Human Behavior and How to Protect Your Enterprise

Social Engineering Webinar KMRD 2

Social engineering is the art of exploiting human psychology to gain access to buildings, systems or data. Join us for this free webinar to learn how social engineering works and what to do to protect employees and your enterprise. Join top risk management and cyber insurance experts for an interactive discussion on how to protect […]

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Here’s How Commercial Umbrella Insurance Works

how commercial umbrella insurance works

Unsure what is exactly covered by a commercial umbrella insurance policy? This KMRD blog post explains how it works. A company’s business liability policy outlines the maximum amount the insurance company will pay against a liability claim. So if the small business is sued $1.5 million for medical costs associated with an injury caused by […]

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Top Reasons Why KMRD Should Be Your Outsourced Risk Partner

outsourced risk partner

Thinking about outsourcing risk management at your business? Well, you’re not alone. Outsourcing the risk management function can reduce costs and improve the quality of your risk management program. A key CFO role is to manage risk – and so it should come as no surprise most CFO’s want an insurance professional who is consultative, […]

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5 Steps To Choose The Best General Liability Insurance For Your Small Business

best general liability insurance policy

The best general liability insurance policies are designed to protect your assets by paying for obligations incurred if someone gets hurt on the property, by your product or when anyone employed by the business causes property damage or injury. They also cover legal defense costs and any settlement or award if the small business is […]

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Cyber Risk Transfer: Can you transfer your cyber / privacy risk contractually?

cyber risk transfer

With the advent of more frequent privacy breaches, sophisticated companies are trying to push risk contractually to their vendors and even their clients. Reading a cloud hosting contract or other cloud software platform agreement, this cyber risk transfer trend is evident. Questions about cyber risk transfer which need answers – 1 – Can organizations obtain additional […]

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Cyber Liability Insurance: Four Ways to Safeguard Your Small Business

Cyber Liability Insurance

Since big companies such as Target, with nearly 2,000 stores in the U.S., and Equifax, with more than $3 billion annual revenue, are targeted by cybercriminals, one might think small businesses would not need cyber liability insurance. This could not be farther from the truth. Unfortunately, small businesses also are targeted with depressing frequency. According […]

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Eliminate Workplace Hazards: Five Steps Every Business Should Take

Eliminate Workplace Hazards

Most risk and insurance professionals know how to recognize and eliminate workplace hazards. As in most things, an ounce of prevention is worth a pound of cure. Five Steps to Eliminate Workplace Hazards Step 1 – Know a real hazard when you see one Before you can identify and eliminate workplace hazards it’s important to recognize the difference […]

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