Sources of Insurance Industry News

AM Best – A.M. Best Company is a full-service credit rating organization dedicated to serving the financial services industries, including the banking and insurance sectors. Policyholders and depositors refer to Best’s ratings and analysis as a means of assessing the financial strength and creditworthiness of risk-bearing entities and investment vehicles. Best’s Property & Casualty Center […]

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Careers

[/fullwidth]       Machine Readable Files Disclosure for Existing Employees – The healthcare system can be complex. At KMRD, we pride ourselves on making navigation easy and care as affordable as possible. In accordance with the Transparency in Coverage rule, we have partnered with JP Farley to provide the following database of links to […]

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Featured Articles

Featured Articles Electric Vehicle Insurable Risk Explained Bob Dietzel discusses the new insurance risks arising with Electric Vehicles when it comes to the different charging stations and battery storage. June 2024 Employee Benefits are Evolving for Remote Workers Tina Van Buren discusses how HR professionals are reevaluating benefits packages for the new norm of Working […]

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Bob Dietzel, ARM, CIC

Bob consults with companies on identifying, mitigating, and transferring risks in an economical way. Prior to founding KMRD IN 2005, Bob spent eleven years with a top 50 property & casualty insurance consulting and brokerage firm where he acted as his clients’ outsource risk manager managing a portfolio of commercial clients with assets across the […]

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Risk Control Services

At KMRD, our team provides risk control services to supplement those offered by our insurance company partners. This can include inspections, training, education, analysis of loss trends and even the coordination of our insurance carrier’s service commitment. We begin each client relationship with a risk control assessment of your operations – from a safety and […]

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Auto liability and collision claims costs are rising

KMRD Are You Ready for One Minute From Normal?

  At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? According to the National Highway Traffic Safety Administration, U.S. motor vehicle crashes in 2012 cost an estimated $1 trillion ($1,000,000,000,000) in terms of loss of productivity and loss of life. An […]

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Risks Ahead. Texting while driving creates a crash risk 23 times worse

Auto Accident About to Happen

The Virginia Tech Transportation Institute found that text messaging creates a crash risk 23 times worse than driving while not distracted. Yet, in an online survey of drivers in Erie, Pennsylvania, 30% of the respondents admitted to texting while driving. 75% reported observing others doing it. Following are other forms of distracted driving respondents reported […]

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Hall of Shame – Home Run Gone Wrong / No Auto Liability Coverage / No Insurance Coverage Quality Control

Auto Accident About to Happen

This scenario represents an actual coverage flaw in an insurance program of a well run, profitable business. A mobile allied health firm in the business of retrieving blood and urine samples from patients at their homes reimbursed their nurses for the use of their personally owned vehicles throughout the business day. An unfortunate catastrophic accident […]

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The Importance of Drug Testing

KMRD Are You Ready for One Minute From Normal?

From 2010 to 2012, after several years of decline, heroin-related overdose deaths increased 84% in New York City, according to NYC Health Department statistics. The federal Drug Enforcement Administration reports heroin seizures in New York State have increased 67% since 2010.   While New York City has long been the hub of the US heroin […]

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