Reduce Workplace Injuries With An Effective Risk Control Plan

Effective Risk Control Plan

Taking risks with employee safety and health can lead to workplace injuries and losses to your business’s bottom line. Developing an effective risk control plan will help you identify and eliminate hazards and control risks. Injuries related to lifting, carrying and lowering materials ranked as the leading cause of workplace injury between 2010 and 2014, representing 32 […]

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Cyber Risks Ahead. Are you covered?

Did you know? According to the recently published 5th annual Allianz Risk Barometer, this is the first year risk experts cited cyber incidents as being among their top three risks.  As reported by Independent Agent magazine, 69% of risk experts indicated loss of reputation as being the main cause of economic loss after a cyber […]

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Food Product Recall? Take a Hard Look at your Product Recall Insurance

Does your food processing business have the right food product recall insurance in place? Food borne illness claims right after a food product recall are among the greatest financial risks facing the food industry. Having the right insurance plan in place will help protect your food processing business. Most food processors are already aware of […]

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5 Benefits Of An Effective Absence Management Program

An effective absence management program can control workplace absence resulting from illness or injury through effective claims management and proven human capital strategies. While an individual absence may appear to be inconsequential, taken together they can negatively affect an organization’s financial well-being, work product and human resources.  Here are five ways an effective absence management program works to improve […]

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Employee Benefits

With the right employee benefits in place for your business, you’ll be set to maximize productivity and create a strong foundation for your employees to perform and thrive. Through education, a partnership with Health Rosetta and our creative alternatives we’ll work with you to design the most cost-effective plans, improve how you spend your healthcare […]

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Substance abuse affects 70% of US businesses

Substance abuse affects 70% of US businesses, according to a recent study fielded by the US Department of Health and Human Services. Substance abusers represent approximately 17% of the average workforce. Substance abusers typically cost a company about $7,000 per user, per year. Substance abusers cause 35% of all industrial injuries and fatalities. According to […]

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KMRD Announces Key Additions to Growing Risk Management Team

KMRD Better Teamwork Leads to Better Risk Management

Bob Dietzel and Kevin McPoyle, Founding Partners of KMRD Partners, welcome John Garber, Jr., CSP, SPHR, SHRM-SCP and Karl Granlun, CPCU to the KMRD Risk Management team. John’s role as part of the KMRD risk management team will be as Managing Director, Benefits and Human Capital Practice Group and will include responsibilities for risk management, […]

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Risks Ahead. Patients don’t realize they have received out-of-network care until they receive a bill.

With health insurance plans becoming increasingly complex, more patients are billed for unexpected fees when outside their plan’s coverage network. Patients often don’t realize they have received out-of-network care until they receive a bill. According to a recent survey by the Kaiser Family Foundation, almost 1/3 of insured Americans with financial problems tied to medical […]

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Cyber Risk Management and Insurance

In today’s hyper connected world, businesses rely on latest technologies and “Big Data” to create new solution or just stay competitive.  Data Breaches are increasingly becoming one of the most prominent risks in business today. Breaches are occurring everyday not only to large institutions but small businesses a well.  According to the Ponemon Institute: We recommend […]

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