The Impact of Recent Healthcare Plan Transparency Regulations on Your Healthcare Plans

For those who missed our webinar on “The Impact of Recent Healthcare Plan Transparency Regulations on Your Healthcare Plans”, here is a recording! Our experts discuss what the No Surprises Act and the Transparency in Coverage rules means to health plans and what employers need to do to protect themselves. What you will learn… Why […]

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2021 Health Care Trends

By Chris Van Buren, Partner WARRINGTON, PA, October 14, 2021 – The US Health Care system has been strained and stressed due to the pandemic. However, silver linings have emerged. A bright prospect was the push that accelerated change in areas where they were most needed; virtual care (telemedicine), mental health and better primary care. In […]

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KMRD announces strategic partnership with The Hartford to Offer Small Group Benefits Products & Services

Small Group Accidental Death & Dismemberment, Short Term Disability & Long Term Disability Programs WARRINGTON, PA, April 6, 2021 – KMRD Partners, Inc. and The Hartford recently partnered to provide Group Benefit solutions to our valued small business clients. The Hartford’s full range of employer-paid and Employee Choice BenefitsSM includes Life and Accidental Death & Dismemberment, Short Term […]

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New Delaware Law to Require Sexual Harassment Prevention Training Program; What You Need to Know to Secure Your Business

Sexual Harassment Prevention Training Program

By John E. Garber, Jr., SPHR, SHRM-SCP The State of Delaware joins a list of states mandating sexual harassment prevention training; KMRD recommends all Delaware employers provide interactive training as part of a comprehensive employment practices risk management program. On August 29th, it was announced that the State of Delaware has joined a growing list of […]

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The Importance of Making Informed Decisions: A Basic Overview of Enterprise Risk Management (ERM)

enterprise risk management process

By John E. Garber, Jr., SPHR, SHRM-SCP There are a few pitfalls associated with the “traditional” risk management approach. In the traditional approach to risk management, there is one-dimension assessment of risk, loss prevention and insurance. Risk is managed in a “siloed” manner and is typically reactionary. Risk is considered in “negative” terms. The alternative approach […]

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Sexual Harassment and Workplace Misconduct: Developing and Implementing an Effective Approach (Part Two)

By John E. Garber, Jr., SPHR, SHRM-SCP and Christin Smith Myers Read Part One of this blog series here Part Two: Addressing the Challenge Developing and Implementing an Effective Approach As we stated in our previous blog post, the risks associated with a culture of sexual harassment and workplace misconduct are clear. How should they be addressed? […]

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Sexual Harassment and Workplace Misconduct: The Intersection of Human Resources, Legal Compliance and Risk Management (Part One)

sexual harassment consulting

By John E. Garber, Jr., SPHR, SHRM-SCP and Christin Smith Myers Part One: The Challenge What is going on? News surrounding Matt Lauer, Bill O’Reilly, Charlie Rose, Al Franken, Kevin Spacey, and Harvey Weinstein and many others should be prompting organizations to examine their sexual harassment policies, procedures and more importantly, their organizational culture. It has become […]

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How the Right Small Business HR Solutions Keep You Safe

Gone are the days of instant success merely because you are a skilled craftsman. Today’s business owners need the right small business HR solutions and people to manage these challenges. In my role as an insurance broker, I have the pleasure of speaking with hundreds of small business owners every year. Some of these people […]

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How a Consumerism Strategy Can Improve Healthcare Benefits and Control Costs

By John E. Garber, Jr. MSHRD, SPHR, SHRM-SCP, Managing Director According to the Kaiser Family Foundation, employee deductibles for health insurance have increased 67 percent from 2010 to 2015. A 2016 Employer Health Benefits Survey indicates a PPO (Preferred Provider Organization) Plan remains the most common plan type in 2016, enrolling 48%, however, “29% of covered workers […]

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