John Garber’s Article on Building an Effective Safety & Health Management Program

Building and Effective Safety and Health Management Program

John Garber, Jr., CSP, SPHR, SHRM-SCP was Published in Arbill’s Winter 2016 “Safer Every Day” magazine. John’s article entitled “Building An Effective Safety & Health Management Program” explores Hazard Identification, Assessment, Prevention and Control with OSHA’s New Guidelines.  The new guidelines provide a flexible framework for employers to utilize in developing and implementing an effective safety […]

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What To Look For When Purchasing Insurance For Your Business

Insurance For Your Business

Organizations rely upon business insurance to protect them from the risks and potential threats to their successful and continued operation. Below, we have listed and explain eight common types of insurance for your business. A licensed, reputable broker like KMRD Partners can help you choose the right insurances for your business by determining which coverages meet […]

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TFG merges with KMRD!

KMRD Better Teamwork Leads to Better Risk Management

KMRD is proud to announce a merger with TFG Risk Management Services. “We are excited about the opportunity to serve TFG’s customers with KMRD “Best of Class” service.  We are also happy to have Chuck Robertson as a new strategic partner.” explained Bob Dietzel Co-founder and Principal of KMRD Partners, Inc. Chuck Robertson said, “After much due diligence, we carefully […]

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Six Factors to Determine Contractor and Employee Classification

Want a simple way to determine contractor and employee classification? In Alexander vs. FedEx Ground, the California 9th Circuit Court ruled drivers were not independent contractors despite owning their own vans and being allowed to set their own routes. The court used several factors in its ruling, most notably control. “Drivers must wear FedEx uniforms, […]

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Workers Compensation – Work Related Injuries

According to the U.S. Bureau of Labor Statistics and the National Academy of Social Insurance, these are the 10 leading causes of the most disabling work-related injuries: Overexertion involving outside source Falls on same level Falls to lower level Struck by object or equipment Other exertions or bodily reactions Roadway incidents involving motorized land vehicle […]

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Workers Compensation Jurisdiction

In the case of the jurisdiction of a Pennsylvania Workers Compensation claim, Watt v. WCAB (Boyd Brothers Transportation), the Commonwealth Court recently addressed the question of whether a Pennsylvania resident’s claim could be processed in Pennsylvania although he was injured in a different state. The court ruled against his claim. The Commonwealth Court applied the […]

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Pennsylvania Workers Compensation loss cost rate decrease

KMRD - Are You Ready For One Minute From Normal?

The Pennsylvania Compensation Rating Bureau (PCRB) said the Pennsylvania Insurance Department has approved PCRB’s filing which calls for an overall average workers’ compensation loss cost decrease of 0.90% from existing loss costs.  This is not a universal reduction but rather based on class codes.  Some rates may remain constant. Pennsylvania Insurance Commissioner Teresa Miller approved […]

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Better Loss Run Reporting Supports an Improved Total Cost of Risk

Just as a balance sheet will help you understand the financial strength and capabilities of your company, a good loss run report can guide your risk management program in developing risk management plans, tracking the results of risk management efforts, identifying problem areas and projecting costs. A basic loss run report offers only minimal information […]

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Workers Compensation – Start the New Year Right With Safety and Loss Control Program Planning

Taking risks with employee safety and health leads to injuries and losses exerting a negative impact on your organization’s bottom line. An effective safety and loss control program identifies and controls or eliminates hazards, so injuries and losses are prevented. The result is a more productive and profitable organization. To develop a safety and loss […]

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