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Don’t Cut Insurance During a RecessionKevin McPoyle discusses why you should resist the temptation to reduce your insurance coverage during a recession March 2023 |
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Higher Property Insurance Rates ForecastedKevin McPoyle discusses how property insurance is projected to increase in 2023 and the indicators that forecasted the change February 2023 |
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How Russia’s War Has Roiled the Insurance MarketplaceBrian Heun’s article discusses the 6 insurance issues that you should be monitoring as the Ukraine conflict unfolds. May 2022 |
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Political Risk CoverageKevin McPoyle discusses an insurance coverage you may have never considered needing… until now April 2022 |
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Assessing Your Company’s Safety StrategiesBob Dietzel discussed why and how to evaluate the effectiveness of your safety program April 2022 |
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Focus On Your PEPY Instead of Year-to-Year Change PercentagesChris Van Buren discusses a better way to measure the competitiveness of your benefits insurance pricing. 03/28/2022 |
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5 Steps to Help Managers Identify & Remediate Business HazardsBrian Heun’s article in Butane-Propane News explains a simple approach to creating an enterprise risk management program – 03/07/2022 |
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Insurance tips for home-based contractorsKeith Boyer on insurance tips for home-based contractors and how to properly make sure their business is covered. 11/22/2021 |
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Filing a Property Insurance ClaimGerry Sorge on the basics of a property isnurance claim and the steps to take when filing for one. 08/16/2021 |
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Your Claim Has Been DeniedColin McPoyle on tips to get better business insurance coverage and support. 07/23/2021 |
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4 Ways to Protect Your Most Critical & Vulnerable AssetGreg Chaples on protecting a company’s most vital asset – the employees. 06/28/2021 |
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Now is the perfect time to change your health planChris Van Buren on exploring and navigating alternative options for employee health care plans. 04/26/2021 |
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Ethics and Insurance FraudKevin McPoyle on insurance fraud and how leading with ethics produces better outcomes for people and business. 10/12/2020 |
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What the Pandemic Can Teach UsKevin McPoyle on insurance lessons learned from COVID-19 and the responsibility of the insurance professional. 09/29/2020 |
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Renovating your house? Check your homeowner’s policyTom Kueny on homeowner’s insurance considerations prior to beginning your home renovation project. 06/12/2020 |
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Coronavirus is here: These are the keys to developing a business continuity planBrian Heun on the steps required to protect employees from COVID-19 and ensure continued productivity. 03/19/2020 |
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Will business losses from COVID-19 be covered by insurance?Kevin McPoyle on how to think about insurance coverage for your business during the COVID-19 pandemic. 03/17/2020 |
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Here’s what to consider when buying builder’s risk insuranceKevin McPoyle on what is covered and not covered and how much builder’s risk insurance you need to buy. 02/14/2020 |
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Protecting your balance sheet against supply chain risks, disruptionsBrian Heun on how to think about your insurance and policy coverage when faced with supply chain disruptions. 02/11/2020 |
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Your Guide to Preventing Jobsite FallsKeith Boyer on the three-step plan your company can use to develop a workplace fall-prevention program. 02/06/2020 |
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Can your company transfer its cyber/privacy risk contractually?Brian Heun on whether your company can transfer its cyber/privacy risk contractually and how to do it. 09/13/2019 |
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Are your workers employees or independent contractors?Ingrid Dunlap on how employers determine whether someone is an employee or an independent contractor. 9/10/2019 |
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Artificial intelligence in claimsGerry Sorge on how the use of artificial intelligence to capture information and report claims has arrived. 09/09/2019 |
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Don’t be surprised by environmental problemsBrian Heun on a five-step program to help identify environmental hazards and 10 related business exposures. 07/18/2019 |
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Risks To Celebrate, Lessons to Emulate.Kevin McPoyle on Independence Day, lessons learned, and the opportunity to make our nation a better one. 07/01/2019 |
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Happy National Insurance Awareness DayKevin McPoyle on risk transference and the value of insurance in retail, healthcare, and the legal profession. 06/27/2019 |
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Don’t Forget To Celebrate Insurance. Yes, Insurance.Ingrid Dunlap has a few words of appreciation for National Insurance Day and her favorite industry. 06/20/2019 |
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Sexual Harassment as a Workplace IssueGerry Sorge on the various types of insurance required to defend sexual harassment claims. 06/19/2019 |
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Does a manufacturer need employment practices liability insurance?Kevin McPoyle on why manufacturers need EPLI, why it’s important, and how to avoid charges of unfair practices. 06/06/2019 |
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Roadside fatalities continue to rise despite technological advancesGerry Sorge on how roadside fatalities are rising even with new improvements in auto safety technology. 05/29/2019 |
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The Growth of Reputational Risk on Social MediaAndrew Laurie on how times have changed and how we can anticipate the many associated risks. 05/13/2019 |
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Let umbrella insurance be your umbrellaBob Dietzel on how commercial umbrella insurance works and how it protects the small business. 04/29/2019 |
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The Rise of Reputational RiskJenean Meier on reputational damage and how social media has shortened time-to-damage. 04/30/2019 |
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How to Choose the Best General Liability Policy for Your BusinessGreg Gerber on five steps to secure the right coverage at a reasonable cost for your business. 04/15/2019 |
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Prevent slips, trips and falls at home and workGreg Gerber on causes of slips and falls and what to look for in products to fix stairs. 04/04/2019 |
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Disaster Planning and Recovery Can Rescue Your BusinessBrian Heun on why you need a specific policy for cyber or privacy risk management. 03/12/2019 |
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Column: Don’t Be A Victim Of SextortionKevin McPoyle on online extortion and what your business can do to defend against this form of cyber risk. 03/12/2019 |
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Construction defects affect a New York landmarkJenean Meier how construction errors in New York could have resulted in catastrophic losses and claims. 03/01/2019 |
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Disaster Planning and Recovery Can Rescue Your BusinessKevin McPoyle on 11 critical steps to create a disaster action plan for your business. 02/25/2019 |
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An Insurance Checklist For NonprofitsKevin McPoyle on the various types of insurances needed for most nonprofits and home-based nonprofits. 02/05/2019 |
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Keep Your Mind On The Road This Holiday SeasonKirk Salmon on distracted driving and what to do about it. 2/03/2019 |
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Are You Liable For Your Employee’s Sexual Misconduct?Steve Macauley on how an EPLI policy can mitigate the risk of sexual harassment charges for your business. 11/21/2018 |
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Don’t Ignore Risks Of Sexual HarassmentKirk Salmon on sexual harassment and what to do about it in the workplace. 11/12/2018 |
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Solving Our Talent ShortageKevin McPoyle on how to attract and recruit talent into the insurance industry. 10/26/2018 |
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Cybersecurity Starts In The WorkplaceJenean Meier on the damage that can be caused by a cyberattack and what to do about it. 10/25/2018 |
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Weather-related Events And Insurance FraudGerry Sorge on storm fraud and workers’ comp fraud and why it’s important to proactively manage the risks. 10/02/2018 |
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The Right Insurance Coverage for Home-Based ContractorsKeith Boyer on why most homeowners’ insurance isn’t enough and how to choose the right policies to minimize your risk. 09/18/2018 |
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A Wakeup Call For Flood Insurance; Here’s How To Afford ItKirk Salmon on the cost of devastating floods and a few FEMA tips on flood insurance for businesses and homeowners. 08/27/2018 |
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Wearable Technology for Construction is the FutureKeith Boyer on wearable technology, the risks, and related privacy issues. 08/22/2018 |
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Examining Temporary Staffing Agency RisksGerry Sorge on risks and insurance considerations for companies hiring temporary workers. 08/22/2018 |
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Using InsurTech To Improve Claims ManagementJenean Meier on how technology is providing new ways for insurers to meet customers’ needs. 08/16/2018 |
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How to Build a Strong Hurricane Contingency PlanKeith Boyer on steps you can take to help manage risks to construction worksites from hurricanes. 08/02/2018 |
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Risk Can Be Found Lurking In Every BusinessKirk Salmon on risks in business and the four-step FACT approach. 07/23/2018 |
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Why Your Insurance Policy Should Cover More than DamageKeith Boyer on the three types of losses business interruption insurance covers. 07/12/2018 |
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Home-based Business? You Need Insurance For That, TooTom Kueny on the types and amounts of insurance coverage appropriate to each home-based business. 07/12/2018 |
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Broker Perspective: Get Back to BasicsKevin McPoyle on fundamentals in insurance and how specialization can be a powerful “force multiplier”. 07/05/2018 |
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How to Protect Against Contingent Business RiskKeith Boyer on how a professional risk manager can help you prepare and outlast negative situations. 07/02/2018 |
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Should You Fire Your Insurance Broker?Keith Boyer on why you should work with someone who can protect every aspect of your business. 07/18/2018 |
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Construction Firms Would Do Well To Check Insurance PolicyKevin McPoyle on the many elements of a successful risk-transfer program. 06/04/2018 |
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Remembering Our VeteransKirk Salmon on Memorial Day and why we should hire them too. 05/28/2018 |
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8 Types of Business InsuranceKirk Salmon on the various types of insurance needed by many businesses. 05/21/2018 |
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Distracted Driving By The NumbersGerry Sorge on how accidents due to inattentive drivers are rising despite awareness of the risks. 05/17/2018 |
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Does Your Construction Business Need EPLI?Keith Boyer on EPLI and how your construction company can avoid unnecessary charges. 05/15/2018 |
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Cyberthieves Target Small Businesses, Too – So Defend WellKirk Salmon on cybersecurity and the dangers of ransomware and WI-FI hotspots. 04/30/2018 |
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Reflections of a MiddlemanSteve Macauley on why it’s about time someone stood up for the middleman. 04/20/2018 |
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Identify, control and continually review hazards at workKirk Salmon on five steps to set your company on the right course. 04/09/2018 |
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10 Attributes to Look for in a Risk Management Outsourcing PartnerKeith Boyer on how to choose a professional risk partner that will best fit your company. 04/02/2018 |
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What We’ve Learned From Hurricanes Harvey, Maria And IrmaGerry Sorge on personnel and supply chain issues for insurers before and after a hurricane. 04/02/2018 |
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Picking the Best General Liability Policy for Your BusinessBob Dietzel on five steps to secure the right coverage at a reasonable cost while minimizing business risks. 03/12/2018 |
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Playing it safe: Cybersecurity for small-to-medium-sized businessesBob Dietzel on cybersecurity and how to secure your home and office. 03/08/2018 |
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Reflecting on Our Mission: Why I Am Proud to Work in InsuranceKevin McPoyle on the many reasons he is proud to work in the insurance industry. 01/08/2018 |
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7 Tips For A More Effective Insurance ClaimJenean Meier shares seven tips to develop an effective insurance claim and a better claims management system. 12/15/2017 |
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Risk Management for Nanotechnology and Food RecallsBob Dietzel on how insurance carriers can help assess and transfer the growing risks from food recalls and nanotechnology. 11/28/2017 |
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Pennsylvania’s KMRD Partners Works Hard to Never Stop ImprovingProfile on why KMRD is Best Agency to Work For Silver Award in Insurance Journal‘s East region. 11/21/2017 |
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Coming to Terms With Pollution-Related ExposuresBrian Heun on a five-step program to help companies identify and remediate business hazards.. 11/03/2017 |
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Leading Safety versus Measuring FailuresSteve Macauley on key guidelines regarding OSHA-compliant company safety program management for building service contractors. 11/01/2018 |
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The Importance Of Checking Insurance Provisions In A Commercial LeaseBob Dietzel on why it’s important for insureds to review the insurance provisions in their commercial leases prior to signing documents. 09/18/2017 |
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Executive Perspective: Our Time to Lead; Risk Remains When Waters RecedeBob Dietzel on the important role risk managers and insurance professionals play to mitigate flood risk. 09/12/2017 |
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2018 OSHA UpdateBob Dietzel on key guidelines regarding OSHA-compliant safety program management for contractors and construction companies. 08/30/2017 |
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The Benefits of FollowershipAndrew Laurie on how without followers there are no leaders and tips on how to help employees become better followers. 07/10/2017 |
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The Promise of InsurtechKevin McPoyle on how to lead we must accept change and embrace the positive aspects of technology shift. 06/19/2017 |
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What Can the Battlefield Teach Us About Leadership?Kevin McPoyle on the right qualities necessary to be a good leader. 05/26/2017 |
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How to Build Productive Underwriter/Broker RelationshipsKeith Boyer on how both sides can work to create stronger, tension-free relationships with a list of commonsense rules to follow. 05/17/2017 |
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Where Are the Thought Leaders in the Insurance Industry?Kevin McPoyle on why it’s time for the insurance industry to come forward with thought leadership, particularly on emerging risk issues. 04/24/2017 |
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The Power of Good PressKevin McPoyle on the importance of the insurance industry in our daily lives. 04/19/2017 |
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Building an Effective Safety & Health Management ProgramJohn Garber on new guidelines for employers to utilize in developing and implementing an effective safety and health management program. 12/27/2016 |
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Post-Injury Drug Testing PoliciesJohn Garber on what you need to know about OSHA’s electronic reporting rule and how it will impact your drug testing policies. 10/07/2016 |
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Risks Ahead: Food Recalls and NanotechnologyKevin McPoyle on how insurance professionals can help food companies assess, mitigate and transfer growing risks. 06/20/2016 |
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KMRD Partners donates meals to local communities and Ebola-stricken nationsKevin McPoyle on how KMRD wanted to get closer to the holiday spirit (than a holiday card) and actually serve others. 12/16/2014 |
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Column: Work On Your Handshake!Brian Heun on how his approach to marketing and sales relies heavily on meeting others face to face. 07/31/2014 |
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Thanking Them For Their Service With JobsKevin McPoyle on how as Memorial Day approaches companies should consider honoring veterans by hiring one. 05/21/2014 |
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Should Businesses Report a Cyber Breach? The Jury’s Still OutBob Dietzel on how to advise clients on issues related to cyber liability, data breach events, and cyber coverage. 04/07/2014 |
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You Don’t Need Fear To Sell Cyber InsuranceKevin McPoyle on the importance of letting your clients know that a cyber breach can happen to anyone and what to do about it. 03/05/2014 |
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Advise Clients About 4 Kinds of Second-Hand Risk–SlideshowBob Dietzel on how agents and underwriters owe it to their clients to communicate the benefits of coverage for contingent events. 07/03/2013 |
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Thinking of Veterans on Memorial DayKevin McPoyle on several national initiatives to make it easy to hire a highly qualified vet. 05/23/2013 |
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Targeting the Other 1 Percent: Hiring VeteransKevin McPoyle on why hiring veterans might be a natural fit for the insurance industry. 05/17/2013 |
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The Risk of Not Taking RisksBrian Heun on how underwriters and agents unwilling to act as consultants will become relics. 04/23/2013 |
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The Benefits of PartnershipKevin McPoyle on the underwriter / agent and client / agent relationship, and at what point it becomes a partnership. 04/09/2013 |
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Commercial Agencies of the Year Share Success Secrets in Exclusive RoundtableArticle on how Bob Dietzel was invited to join a roundtable of winners of the NU/AA&B award to share insights. 11/04/2011 |
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Award-Winning Agency’s Own Management System Helps It Stand Above CompetitionArticle on how KMRD uses a proprietary agency-management system to help the firm stand above the competition. 10/31/2011 |
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NU/AA&B Commercial Agency Awards for Excellence: KMRDArticle on how KMRD has one of the highest employee-to-client ratios in the insurance industry and the reasons they won the award. 09/28/2011 |
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Case Study: Claim To ExcellenceArticle about how trust is earned the old-fashioned way at KMRD Partners: without shortcuts. 09/29/2011 |
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PC 360 – Excellent AgenciesArticle congratulating the three winners of the annual Commercial Agency Awards For Excellence. 09/28/2011 |