The Rise of the Distracted Driver; And Why Corporate Auto Insurance Rates Are Going Up

corporate auto insurance

With over 6 million auto accidents occurring annually, many claims managers feel overwhelmed by the number of resulting claims. In this blog post, we’ll discuss distracted driving and potential implications – and provide you with a few tips on how to lower your corporate auto insurance rates. As automobiles increasingly double as entertainment centers, telephone […]

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Employers Prepare for Possible 6% PA Workers Compensation Insurance Rate Hike

PA Workers Compensation Insurance

Pennsylvania employers could face a 6 percent increase in workers compensation costs later this year. Employers may also witness a spike in claims formerly capped by Impairment Review Evaluations, as well as the possibility of past claims being reopened. This increase in the PA workers compensation insurance rate – the steepest rise recorded in the […]

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Employers Should Inform Employees of Election to Reject Underinsured Motorist Coverage

Case Involving Underinsured Motorist Coverage Each state regulates the coverage form and requirements. For example, Pennsylvania requires all drivers purchase a $15K per person / $30K per accident bodily injury limit. Most commercial clients purchase a $1M limit. However some elect to purchase only the minimum limit required by State law because: Their drivers are not permitted […]

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From Gerry’s Desk – New Reporting; New OSHA Requirements

In the past, employers were only required to report a work-related fatality or when three or more workers were hospitalized in the same occurrence. It has now changed. Employers are required not only to report all work related fatalities within 8 hours, but in addition, all work-related inpatient hospitalizations, amputations, and loss of an eye […]

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From Gerry’s Desk – New Reporting Requirements from OSHA

There is a new reporting requirement from OSHA affecting all employers. In the past, employers were only required to report a work-related fatality or when three or more workers were hospitalized in the same occurrence. It has now changed. Employers are required not only to report all work related fatalities within 8 hours , but […]

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Gerry’s Desk: Faulty Work of Subcontractor Does Not Constitute Occurrence In General Liability Insurance Policy

Background In the Kvaerner Metals vs National Union Fire Insurance Company ruling, the PA Supreme Court held faulty work of a subcontractor does not constitute an “occurrence” in a general liability insurance policy.  If there is no “occurrence”, coverage is not triggered. Prior to Kvaerner Metals vs National Union Fire Insurance Company, the general liability […]

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