5 Steps To Choose The Best General Liability Insurance For Your Small Business

best general liability insurance policy

The best general liability insurance policies are designed to protect your assets by paying for obligations incurred if someone gets hurt on the property, by your product or when anyone employed by the business causes property damage or injury. They also cover legal defense costs and any settlement or award if the small business is […]

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Home Business Insurance: What Do I Need to Know?

home business insurance

Do you really need home business insurance? For most, the answer is “yes”. Here’s what you need to know. A survey fielded by a national alliance of business owners and their employees who offer insurance and financial services products has indicated almost 60 percent of home-based businesses do not have proper home business insurance coverage. […]

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Leading in the Insurance Industry: An interview with KMRD Managing Partner Keith Boyer

KEITH BOYER KMRD

The managing partner of one of the Mid-Atlantic region’s largest providers of risk management, insurance and human capital solutions opens up about KMRD and talks about how he got into the insurance business, what he looks for in potential new hires, and life outside of work. With over 2000 clients , 35 staff members, and […]

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Leading in the Insurance Industry: An Interview with KMRD Co-Founder and President Kevin McPoyle

Kevin McPoyle

The co-founder and president of one of the Mid-Atlantic region’s largest providers of risk management, insurance and human capital solutions discusses leadership, character, and what it means to care. With over 2000 clients, 35 staff members, and three offices operating in the Greater Philadelphia area, KMRD Partners is one of the nation’s fastest growing independent agencies […]

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Proposed Update to FEMA Rules for Builders

The Federal Emergency Management Agency recently proposed updated FEMA rules for builders and homeowners requiring them to build on higher ground when using federal funds on construction projects situated in flood-prone areas. Construction projects affected by updated FEMA rules include buildings, roads and other projects receiving federal funds, as well as projects rebuilt with FEMA […]

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How Liability Insurance Protects You Against Pain and Loss in Your Business

liability insurance protects you against

Risk and potential loss is everywhere. What liability insurance protects you against is the potential for business ending claims – and lots of pain. It’s like a life preserver no business should be without. Liability insurance protects you against the risk of liabilities resulting from lawsuits and similar claims from third party persons or organizations attributing an injury to your business. […]

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Understanding Your Business Interruption Insurance

business interruption insurance

Business interruption insurance is probably one of the most valuable insurance coverages a business can secure. Also known as “business income insurance”, this type of property and casualty insurance covers income losses due to a disaster. It’s slightly different than “time element” coverage. Time element coverage refers to insurance coverages that are tied to a period […]

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Don’t Forget To Test Your Business Continuity Plan

business continuity plan

According to a recent survey of over 500 midsize business owners and C-level executives in the US, 59% had a formal, documented business continuity plan and 33% had an informal, verbal plan. 8% had no plan. Of those businesses with continuity plans, only 19% had actually tested them. (source: The Hartford) Additionally, the survey found […]

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