WannaCry Ransomware: Everything You Need to Know

Risks in a business from data breaches and other malicious cyber acts just keep on growing. Due to potential limitations of standard liability coverage when dealing with the evolving cyber environment, forward thinking organizations are transferring their risk to cyber insurance products. While WannaCry ransomware cyber-attacks have slowed since being initiated on Friday, vigilance remains the […]

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12 Situations When It Makes Sense to Use KMRD to Improve Your Claims Advocacy Process

KMRD Success Stories KMRD Claims Analytics Reduced Workers Comp Costs by $369,460 KMRD Lowers Losses and Reduces Costs by $500,000 KMRD Finds Money While Redesigning Processes; Generates 2,213% ROI   Note: This content is provided as general background information and should not be taken as legal advice or financial advice for your particular situation. Make […]

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Here’s Why You Need Automobile Liability Insurance

According to an estimate released by the National Safety Council, a nonprofit safety advocacy group, roadside fatalities in 2016 reached 40,200. This was a 6% gain from 2015 and a 14% gain from 2014, impacting business automobile liability insurance rates. The Council also released these troubling findings: 47% of motorists reported they are comfortable texting while […]

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How To Choose a Risk Management Outsourcing Partner

risk management outsourcing

A successful risk management outsourcing partner must possess the vision, skills, education, experience, knowledge, temperament and tools to identify, mitigate and transfer risk. In choosing the right partner, a company must also determine if this individual or team possesses a good fit with your organization. The “outsider” must earn the trust, respect and credibility required […]

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Why Employers Should Consider Colonial Life’s College Tuition Rewards Program

college tuition rewards program webinar

One of the largest concerns for people and their families is how to pay for college. Four-year tuition and fees at private and public institutions have skyrocketed in the past decade and families and students in every state are finding it harder to afford tuition.  Paying for college has become a financial stress for families all […]

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Why Our Claims Advocacy Process Is the Best – KMRD

advocacy process

When you file an insurance claim it usually means an unplanned event has occurred, and unplanned events are almost never good news. That’s why it’s so important to be able to trust the claims advocacy process and have it work for you – not against you. Best case scenario is your claims are filed professionally and timely, and honored in […]

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Total Rewards: A Key Building Block to an Effective Talent Management Strategy

employee benefits health insurance

The business climate is hyper-competitive and in order for an organization to excel in the marketplace, attracting, retaining and motivating talent is essential. There is compelling evidence among top performing organizations that there is a solid link between business performance and effective talent management. Whether you are a growth-oriented middle market organization or a large […]

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Flood Preparedness Resources List to Share with Friends and Loved Ones

flood preparedness resources list

With the recent hurricane and flood threat, our team prepared a list of flood preparedness resources for you to share with friends and loved ones. We wish you and your families a safe and secure week. Red Cross Flood Safety Checklist explains what to do in the case of a flood, which supplies to store, and what to do […]

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3 Things You Need to Know About Umbrella Insurance for Business

what is umbrella insurance

Your company’s general liability policy outlines the maximum amount your insurance company will pay against a liability claim. As a result, if your business is sued for $1,250,000 for medical costs associated with an injury caused by a worksite or product hazard, but your general liability coverage caps out at $1,000,000, your business will be responsible […]

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Proposed Update to FEMA Rules for Builders

The Federal Emergency Management Agency recently proposed updated FEMA rules for builders and homeowners requiring them to build on higher ground when using federal funds on construction projects situated in flood-prone areas. Construction projects affected by updated FEMA rules include buildings, roads and other projects receiving federal funds, as well as projects rebuilt with FEMA […]

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