Recovery Begins After Disaster Strikes

There is no textbook disaster, and yet… Every disaster is different. The gulf oil spill has been different than Katrina, just as the wild fires that recently scorched California’s Riverside County were different than the gulf oil spill. And yet, each successful disaster recovery exhibits many of the same attributes. Effective management Every successful recovery […]

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Fire On the Boardwalk – Why business interruption coverage is a crucial element of a comprehensive risk management plan

KMRD - Are You Ready For One Minute From Normal?

It seemed inconceivable New Jersey’s Seaside Heights would be one minute from normal for a second time in two years. Yet, that is exactly what happened when wind-blown fire destroyed six blocks of boardwalk and nearly 50 businesses. Since fire is covered by a standard commercial insurance policy, businesses with adequate coverage will be compensated […]

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Is the Atlantic coast all clear? Getting Ready for Hurricane Season

KMRD Are You Ready for One Minute From Normal?

In May, the National Oceanic and Atmospheric Administration predicted a “very active” Atlantic hurricane season and reported it expected between seven and eleven hurricanes. And yet, although Monday was the midpoint of the hurricane season, which ends November 30, so far there hasn’t been even one hurricane. Does this mean we are in the clear? […]

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Hurricane Season – Here we go again

Even while post Sandy restoration efforts continue along the Jersey Shore, the NOAA’s Climate Prediction Center has reported there is a 70% likelihood of 13 to 20 named storms in the Atlantic this year. 7 to 11 of these storms may become hurricanes, while 3 – 6 may develop into Category 3, 4 or 5 […]

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The Hurricane Next Time – Sandy’s New Normal

KMRD Are You Ready for One Minute From Normal?

Three months have passed since Hurricane Sandy’s disastrous consequences. The passage of time, combined with a quiet 2013 (thus far), can tempt us to forget Sandy’s lessons. Speaking before the Property Casualty Insurance Association of America, historical climatologist Evelyn Browning Garriss recommends otherwise. She warned there is a “new normal” in weather patterns. “We are […]

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Business Continuity & Recovery Solutions

KMRD Are You Ready for One Minute From Normal?

When it comes to getting ready for what can happen one minute from normal, forward-thinking risk management is critically important. Decisions you make before one minute from normal arrives may determine whether or not your business survives. A particularly important decision concerns disaster recovery and business continuity services. Following a disaster, most businesses simply are […]

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Learning From Hurricane Sandy

KMRD Are You Ready for One Minute From Normal?

It has been a little more than one month since Hurricane Sandy tore across the East Coast, leaving a path of consequences in its wake.  One of these consequences appears to be the growing realization we can expect ruinous weather-related events to recur with numbing frequency. Twenty of the thirty most expensive insured catastrophes worldwide […]

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Time Is Running Out for FEMA Assistance

Homeowners and businesses affected by Hurricane Sandy have only a little more than a month to apply for FEMA assistance. Following are filing and eligibility guidelines: FEMA assistance available to businesses generally comes in the form of a loan from the Small Business Association. Depending upon your situation and the nature of your business, these […]

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Thanksgiving After Hurricane Sandy

KMRD Are You Ready for One Minute From Normal?

Nearly one month later, many businesses continue to experience the effects of Hurricane Sandy. Efforts to rebuild these businesses – physically, financially and psychologically – will continue for many months to come. For businesses that planned for this One Minute From Normal event by purchasing proper insurance coverage, efforts to rebuild are likely to conclude […]

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