Risk Management Services - KMRD Partners

From Gerry’s Desk – New Reporting; New OSHA Requirements

March 13, 2015 / by KMRD Partners / Announcements, From Gerry's Desk / 0 comments

In the past, employers were only required to report a work-related fatality or when three or more workers were hospitalized in the same occurrence. It has now changed. Employers are required not only to report all work related fatalities within 8 hours, but in addition, all work-related inpatient hospitalizations, amputations, and loss of an eye […]

Choosing the right carrier for network security and privacy liability

February 6, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments

As targeted network attacks continue to rise and governmental agencies increasingly regulate the privacy and data security environment, an increasing number of organizations are transferring their risk to insurance products. In many cases, organizations find they have little choice. It has become common for written contracts to require service providers to obtain coverage for […]

KMRD Partners Risk & Insurance Solutions – 2014 Year in Review

January 17, 2015 / by KMRD Partners / Announcements, Insurance Coverage / 0 comments

KMRD Partners Risk and Insurance Solutions

Dear Valued Clients, Partners and Prospects, January 2015 marked the end of one journey and the beginning of another. As we look back with gratitude on our first ten years in business, we look towards the future with energy and optimism. GROWTH – Business grew 14%! This is on top of 32% growth in 2013. […]

Hall of Shame – Bigger is Better…Right? Large Insurance Brokers May Not Be The Best Fit

September 4, 2014 / by KMRD Partners / Coverage Hall of Shame, Insurance Coverage / 0 comments

This case study represents an actual coverage flaw in an insurance program of a well run, profitable business. An established multi-national Pharmaceutical company sought the financial support of a large investment firm. As part of the deal, the firm forced the company to abandon our services for the services of a large multi-national broker, because “they […]

Hall of Shame – No Products Liability Coverage For No Reason

August 4, 2014 / by KMRD Partners / Coverage Hall of Shame, Insurance Coverage / 0 comments

This scenario represents an actual coverage flaw in an insurance program of a well run, profitable business. The General Liability program of a manufacturer included the following endorsement: The company’s website defined their target market to include the Medical, Satellite, and Aerospace Industries! It was later discovered that client was aware of this gap in their […]

Brian Heun Featured in PropertyCasualty360 – “Work on your handshake!”

July 31, 2014 / by KMRD Partners / Announcements, In the News / 0 comments

Brian Heun, a partner of KMRD Partners was published by PropertyCasualty360.com To read the article – <CLICK HERE> About KMRD Partners, Inc. – KMRD Partners, Inc. is a risk management consultant and insurance broker headquartered in the Philadelphia region. Their mission statement, “Making a difference by Managing the Cost of Risk”, is a unique approach that […]

Bob Dietzel published in PropertyCasualty360.com – “Risky Business on the Fourth”

June 30, 2014 / by KMRD Partners / Announcements, In the News / 0 comments

Bob Dietzel, co-founder and Managing Partner of KMRD Partners was published in PropertyCasualty360.com. To read the article – <CLICK HERE> About KMRD Partners, Inc. – KMRD Partners, Inc. is a risk management consultant and insurance broker headquartered in the Philadelphia region. Their mission statement, “Making a difference by Managing the Cost of Risk”, is a […]

Bob Dietzel Article – When the ‘Internet of Things’ Meets Crime, It’s a ‘Cyberastrophe’

June 17, 2014 / by KMRD Partners / Announcements, In the News / 0 comments

Bob Dietzel, co-founder of KMRD Partners was published in Property Casualty 360. The article is entitled “When the ‘Internet of Things’ Meets Crime, It’s a ‘Cyberastrophe’” which addresses the increasing magnitude of Cyber Attacks and the need understand and plan for this risk. To read the article – <CLICK HERE> About KMRD Partners, Inc. – KMRD Partners, […]

Texting while Driving – Staff, family, and friends should watch this video

May 27, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments

KMRD Are You Ready for One Minute From Normal?

More than 2 million people have viewed AT&T’s 35-minute film, “From One Second to the Next,” on YouTube. It shows how heedless texting while driving violently disrupted so many lives. The potential personal tragedy is reason enough to make this film must viewing for all members of your organization. Potential financial implications from an employee’s […]

Gerry’s Desk: Faulty Work of Subcontractor Does Not Constitute Occurrence In General Liability Insurance Policy

January 17, 2014 / by KMRD Partners / Announcements, From Gerry's Desk / 0 comments

Background In the Kvaerner Metals vs National Union Fire Insurance Company ruling, the PA Supreme Court held faulty work of a subcontractor does not constitute an “occurrence” in a general liability insurance policy. If there is no “occurrence”, coverage is not triggered. Prior to Kvaerner Metals vs National Union Fire Insurance Company, the general liability […]

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