The Importance of Making Informed Decisions: A Basic Overview of Enterprise Risk Management (ERM)

enterprise risk management process

By John E. Garber, Jr., SPHR, SHRM-SCP There are a few pitfalls associated with the “traditional” risk management approach. In the traditional approach to risk management, there is one-dimension assessment of risk, loss prevention and insurance. Risk is managed in a “siloed” manner and is typically reactionary. Risk is considered in “negative” terms. The alternative approach […]

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WannaCry Ransomware: Everything You Need to Know

Risks in a business from data breaches and other malicious cyber acts just keep on growing. Due to potential limitations of standard liability coverage when dealing with the evolving cyber environment, forward thinking organizations are transferring their risk to cyber insurance products. While WannaCry ransomware cyber-attacks have slowed since being initiated on Friday, vigilance remains the […]

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What To Look For When Purchasing Insurance For Your Business

Insurance For Your Business

Organizations rely upon business insurance to protect them from the risks and potential threats to their successful and continued operation. Below, we have listed and explain eight common types of insurance for your business. A licensed, reputable broker like KMRD Partners can help you choose the right insurances for your business by determining which coverages meet […]

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Food Recalls and Nanotechnology – Kevin McPoyle’s Article in The Insurance Journal

Food Recalls

In the June 20 issue of Insurance Journal Risks Ahead: Food Recalls and Nanotechnology KMRD Partners President Kevin McPoyle considers risks from food recalls and nanotechnology to food insureds. As noted by Kevin, “With litigation and recalls now commonplace, it is critical for food insureds to think through and plan for the “when” as opposed to […]

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TFG merges with KMRD!

KMRD Better Teamwork Leads to Better Risk Management

KMRD is proud to announce a merger with TFG Risk Management Services. “We are excited about the opportunity to serve TFG’s customers with KMRD “Best of Class” service.  We are also happy to have Chuck Robertson as a new strategic partner.” explained Bob Dietzel Co-founder and Principal of KMRD Partners, Inc. Chuck Robertson said, “After much due diligence, we carefully […]

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Sea Levels on the Rise – Do you need Weather Risk Insurance?

According to an official with the National Oceanic and Atmospheric Administration, sea levels could rise by much more than originally anticipated, and much faster, according to new data being collected by scientists studying the melting West Antarctic ice sheet. Looking at extreme temperature indices from more than 40 years ago and now, “things are different,” […]

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Risks Ahead. Are drones a safety risk?

Are drones a safety risk? Pilots think so. “We’re not kidding when we say it has to be mitigated as a threat,” according to Tim Canoll, president of the Air Line Pilots Association. “Your imagination can run wild with the problems of hitting hard metal objects at 200 mph.” As of February 2016, more than […]

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Certificates of Insurance Act

KMRD Are You Ready for One Minute From Normal?

On April 10, the Certificates of Insurance Act will take effect in New Jersey. The provisions of this act will apply to all certificates of insurance issued in connection with property, operations or risks located in New Jersey, regardless of where the policyholder, insurer, insurance producer or person requesting or requiring the issuance of a […]

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Food Product Recall Risk Transference

Quick Quiz: What do baby spinach, raw cashew pieces, barbecue sauce, fish batter mix, marzipan, ice cream, packaged salads, dried kiwi and mango and gourmet bread pudding have in common? These products, and more importantly the businesses which manufacture and distribute them, have all experienced market recalls since January 1.  We are only 75 days […]

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