Enterprise Risk Management – What is your total cost of risk?

KMRD Are You Ready for One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? When asked about their most pressing environmental, health and safety issues, safety professionals listed managing the total cost of risk as the top response at 72%, followed by regulatory compliance at 58%, […]

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Risks Ahead. The potential results of incomplete auto insurance coverage.

You should be prepared to pay for these 10 things if you have inadequate or incompletely negotiated Auto insurance coverage: Severe damage to others involved in a major accident Hail damage Damages caused by an underinsured driver (many insured drivers only carry state minimum limits) Damage from hitting an animal Damage from hitting a parking […]

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Enterprise Risk Management. Risks Ahead. Improbable risks aren’t so improbable now.

Risks Ahead. Call KMRD

According to PricewaterhouseCoopers, “Improbable risks aren’t so improbable now; they’re becoming the norm in a more uncertain world.” The number of man-made and natural disasters has tripled over the past 40 years. With the Internet now connecting from 10 billion to 15 billion devices, the ripple effects of a computer hack grow ever greater. From […]

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BYOD – Bring Your Own Device – Suggested Risk Control Measures

Cell Phone Risk

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? Although companies can save money by adopting a “bring your own device” policy, cyber risk is significantly heightened when employees carry company information outside the office. Manage your company’s risk with this […]

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Risks Ahead. Did you know?… Catastrophe risk

Risks Ahead. Call KMRD

“The frequency of catastrophic events appears to be increasing, with a record number of catastrophes last year,” according to Swiss Re’s chief economist. 1. A record 189 natural catastrophes were recorded in 2014. 2. The most costly insured catastrophe loss in 2014 came from lightning and hailstorms in the United States in May, resulting in […]

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New proposed FLSA regulations could be disruptive

KMRD Are You Ready for One Minute From Normal?

Proposed regulations for new white-collar exemptions to the Fair Labor Standards Act (“FLSA”) expected last month are still pending. These proposed regulations will change the test for exempt and non-exempt classifications for professional, administrative and executive employees. Because proposed changes will have a potentially disruptive effect on business operations, employers should take the following steps […]

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Choosing the right carrier for network security and privacy liability

  As targeted network attacks continue to rise and governmental agencies increasingly regulate the privacy and data security environment, an increasing number of organizations are transferring their risk to insurance products. In many cases, organizations find they have little choice. It has become common for written contracts to require service providers to obtain coverage for […]

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