Hurricane Season – Here we go again

Even while post Sandy restoration efforts continue along the Jersey Shore, the NOAA’s Climate Prediction Center has reported there is a 70% likelihood of 13 to 20 named storms in the Atlantic this year. 7 to 11 of these storms may become hurricanes, while 3 – 6 may develop into Category 3, 4 or 5 […]

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$0 cyber liability coverage for 75% of American businesses

Cyber Risk

According to a recent Towers Watson & Co. study, 75% of American businesses do not have cyber liability coverage.  And yet, cyber security concerns affect companies of all sizes: 563,000,000 records have been reported leaked since Privacy Rights Clearinghouse began tracking US data breaches in 2005. The Privacy Rights Clearinghouse database contains information on breaches […]

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The Hurricane Next Time – Sandy’s New Normal

KMRD Are You Ready for One Minute From Normal?

Three months have passed since Hurricane Sandy’s disastrous consequences. The passage of time, combined with a quiet 2013 (thus far), can tempt us to forget Sandy’s lessons. Speaking before the Property Casualty Insurance Association of America, historical climatologist Evelyn Browning Garriss recommends otherwise. She warned there is a “new normal” in weather patterns. “We are […]

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Business Continuity & Recovery Solutions

KMRD Are You Ready for One Minute From Normal?

When it comes to getting ready for what can happen one minute from normal, forward-thinking risk management is critically important. Decisions you make before one minute from normal arrives may determine whether or not your business survives. A particularly important decision concerns disaster recovery and business continuity services. Following a disaster, most businesses simply are […]

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Learning From Hurricane Sandy

KMRD Are You Ready for One Minute From Normal?

It has been a little more than one month since Hurricane Sandy tore across the East Coast, leaving a path of consequences in its wake.  One of these consequences appears to be the growing realization we can expect ruinous weather-related events to recur with numbing frequency. Twenty of the thirty most expensive insured catastrophes worldwide […]

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Time Is Running Out for FEMA Assistance

Homeowners and businesses affected by Hurricane Sandy have only a little more than a month to apply for FEMA assistance. Following are filing and eligibility guidelines: FEMA assistance available to businesses generally comes in the form of a loan from the Small Business Association. Depending upon your situation and the nature of your business, these […]

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Thanksgiving After Hurricane Sandy

KMRD Are You Ready for One Minute From Normal?

Nearly one month later, many businesses continue to experience the effects of Hurricane Sandy. Efforts to rebuild these businesses – physically, financially and psychologically – will continue for many months to come. For businesses that planned for this One Minute From Normal event by purchasing proper insurance coverage, efforts to rebuild are likely to conclude […]

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Business Interruption Insurance and Sandy

KMRD Are You Ready for One Minute From Normal?

For many businesses, Hurricane Sandy was an unpleasant reminder of how quickly One Minute From Normal can arrive. Employees were unable to show up for work, inventory shipments were delayed, supply chains were broken and work had to be rescheduled. Some companies experienced a complete cessation of business activity. These business interruptions have been a […]

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Super Storm Sandy Aftermath

KMRD Are You Ready for One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? It has been said, primarily by politicians, you should never waste a good crisis. With financial losses from Hurricane Sandy expected to be triple those caused by Hurricane Irene, this crisis will […]

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Super Storm Sandy

KMRD Are You Ready for One Minute From Normal?

Super Storm Sandy has demonstrated just how unexpected one minute from normal can be: The New York Stock Exchange experienced its first multiple-day closing for weather-related reasons since the Blizzard of 1888. Economists estimate financial losses could reach $50 billion, making Sandy one of the costliest storms in U.S. history. The region affected by the […]

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