Featured Articles

Featured Articles Employee Benefits are Evolving for Remote Workers Tina Van Buren discusses how HR professionals are reevaluating benefits packages for the new norm of Working from Home and the initiatives being undertaken to address this new reality. April 2024 What to Know About Builders Risk Insurance Terri Quinn discusses the ins and outs of […]

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Risk Management Consulting

Our team of experienced risk professionals provide customized risk management consulting services to help you reduce risk and associated costs, ensure compliance and improve overall performance. We can work with you to develop a deeper understanding of your business vulnerabilities and exposures, and together we can protect your assets and minimize risk across your organization. In […]

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Less Can Be More With Employee Hours

KMRD Are You Ready for One Minute From Normal?

As the US manufacturing sector continues to be eclipsed by the service sector, the standard 9-to-5 job is being replaced by flexible work schedules. Along with this shift, service businesses are shrinking the number of hours between shifts. They are relying on smaller, leaner staffs to reduce operating costs, even as they stay open longer […]

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Fire On the Boardwalk – Why business interruption coverage is a crucial element of a comprehensive risk management plan

KMRD - Are You Ready For One Minute From Normal?

It seemed inconceivable New Jersey’s Seaside Heights would be one minute from normal for a second time in two years. Yet, that is exactly what happened when wind-blown fire destroyed six blocks of boardwalk and nearly 50 businesses. Since fire is covered by a standard commercial insurance policy, businesses with adequate coverage will be compensated […]

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Business Continuity & Recovery Solutions

KMRD Are You Ready for One Minute From Normal?

When it comes to getting ready for what can happen one minute from normal, forward-thinking risk management is critically important. Decisions you make before one minute from normal arrives may determine whether or not your business survives. A particularly important decision concerns disaster recovery and business continuity services. Following a disaster, most businesses simply are […]

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Time Is Running Out for FEMA Assistance

Homeowners and businesses affected by Hurricane Sandy have only a little more than a month to apply for FEMA assistance. Following are filing and eligibility guidelines: FEMA assistance available to businesses generally comes in the form of a loan from the Small Business Association. Depending upon your situation and the nature of your business, these […]

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Business Interruption Insurance and Sandy

KMRD Are You Ready for One Minute From Normal?

For many businesses, Hurricane Sandy was an unpleasant reminder of how quickly One Minute From Normal can arrive. Employees were unable to show up for work, inventory shipments were delayed, supply chains were broken and work had to be rescheduled. Some companies experienced a complete cessation of business activity. These business interruptions have been a […]

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Super Storm Sandy Aftermath

KMRD Are You Ready for One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? It has been said, primarily by politicians, you should never waste a good crisis. With financial losses from Hurricane Sandy expected to be triple those caused by Hurricane Irene, this crisis will […]

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KMRD Partners – Fastest Growing Privately Held Companies

While unanticipated events can never be entirely eliminated, careful planning can reduce the risk they will occur. This planning should cover the full range of business activities, from financial planning to disaster preparedness to insurance coverage. We at KMRD Partners believe it should also include business planning. When we learned Inc. magazine named KMRD Partners […]

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