Risks Ahead

Risks Ahead. Disaster Recovery Planning

March 18, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments

These four strategies can help support staff and address human resources concerns in the event of a disaster. Implement disaster preparedness plans that cover all contingencies. Communicate plans to all employees before disaster strikes, while ensuring they are trained to respond quickly and properly. Anticipate both personal and professional impact a disaster will have on […]

Risks Ahead. What millennials value at the workplace.

March 11, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments

Many of the millennials employed by your company – people who reached adulthood around the year 2000 – may be planning to actively seek new jobs, placing your investment in time and money at risk. This unrest is being driven by the fact that what millennials value at the workplace – a focus on work/home […]

Risks Ahead. Cybercrime has risen globally in 2015.

March 7, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments

Dell Inc. has reported a significant rise in cybercrime globally in 2015. “There have been repeated incidents of breaches against organizations who believed they had carried out their end-to-end security deployment perfectly,” said Dell SonicWALL country manager Amit Singh. Malware attacks also nearly doubled to 8.19 billion and Android ecosystem was the prime target, according […]

Risks Ahead. Patients don’t realize they have received out-of-network care until they receive a bill.

February 27, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments

With health insurance plans becoming increasingly complex, more patients are billed for unexpected fees when outside their plan’s coverage network. Patients often don’t realize they have received out-of-network care until they receive a bill. According to a recent survey by the Kaiser Family Foundation, almost 1/3 of insured Americans with financial problems tied to medical […]

Risks Ahead. Life Insurance Could be Good for your Health

February 20, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments

Although a survey fielded by John Hancock shows both Gen Xers and Baby Boomers don’t feel ready for retirement, it seems life insurance can be good for their health! 53% of respondents do not feel prepared for their financial futures. However, 73% of respondents report having life insurance would help boost confidence about their futures. […]

Auto Fleet Risks. One of the most common moving violations is running a stop sign or red light.

February 12, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments

Here are the basics on the enforcement and penalties for Pennsylvania drivers who don’t come to a full stop at the “limit line” (a line painted on the street indicating where to stop), or if there is no limit line, at the entrance to the intersection or crossing. The fine for running a red light […]

Risks Ahead. Watch out for foodborne illnesses!

February 5, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments

The very young, the elderly, and persons with weakened immune systems are at greatest risk of serious consequences from foodborne illnesses. The Federal government estimates there are about 48 million cases of foodborne illness annually—the equivalent of sickening 1 in 6 Americans each year. Each year, foodborne illnesses result in an estimated 128,000 hospitalizations. These […]

Risks Ahead. Watch out for dog bites!

January 31, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments

There were more than 17,000 claims involving dog bites in 2013. Insurance payouts exceeded $483 million for dog bites. The average dog bite insurance claim paid out $29,396. When there is risk ahead, you can count on KMRD Partners Risk and Insurance Solutions for a common sense approach to risk management and transference through insurance coverage. […]

Risks Ahead. Cyber Risk – Midsize business owners/executives view data breach as a minor risk.

January 29, 2016 / by KMRD Partners / Risk Control, Risks Ahead Series / 0 comments

According to Hartford’s Midsize Business Monitor, midsize business owners/executives responded as follows regarding cyber risk: 82% view data breach as at least a minor risk 81% report storing sensitive data 68% believe they are at least somewhat likely to experience a phishing incident in the next three years 45% experience a phishing incident in the […]

Risks Ahead. Did you know? The number of motorists being caught for distracted driving is rising.

January 15, 2016 / by KMRD Partners / Risk Control, Risks Ahead Series / 0 comments

A recent report from Pennsylvania’s court system indicates an increasing number of motorists are being caught for distracted driving. 1,140 drivers were cited for texting while driving in 2014. An increasing number of drivers are being cited under a different statute for using headphones while driving. Motorists convicted of texting while driving are required to […]

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