May 27, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments
According to an official with the National Oceanic and Atmospheric Administration, sea levels could rise by much more than originally anticipated, and much faster, according to new data being collected by scientists studying the melting West Antarctic ice sheet. Looking at extreme temperature indices from more than 40 years ago and now, “things are different,” […]
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Auto Fleet Risks Ahead. Before you hit the road, know the Laws.
June 3, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments
Mississippi is the only state in which you can still drink and drive. So don’t be surprised if the guy in the lane next to yours begins to drive sideways if you are driving in Mississippi. New Hampshire is the only state that doesn’t have seat belt laws. The state does have a primary child […]
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Sea Levels on the Rise – Do you need Weather Risk Insurance?
May 27, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments
According to an official with the National Oceanic and Atmospheric Administration, sea levels could rise by much more than originally anticipated, and much faster, according to new data being collected by scientists studying the melting West Antarctic ice sheet. Looking at extreme temperature indices from more than 40 years ago and now, “things are different,” […]
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Risks Ahead. Are drones a safety risk?
May 20, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments
Are drones a safety risk? Pilots think so. “We’re not kidding when we say it has to be mitigated as a threat,” according to Tim Canoll, president of the Air Line Pilots Association. “Your imagination can run wild with the problems of hitting hard metal objects at 200 mph.” As of February 2016, more than […]
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Risks Ahead. Dog-related injuries cause more than one third of all home insurance claims
May 13, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments
Risks Ahead. Dog-related injuries cause more than one third of all home insurance claims Pennsylvania ranks fifth in the nation when it comes to the estimated number and cost of dog bite claims and other dog-related injuries. Estimated number of claims is 861, with an average cost per claim of $26,000. $26,000 could also purchase […]
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Risks Ahead. An average of six teenagers die daily from auto accidents.
May 6, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments
Nearly a million teenage drivers were involved in police-reported crashes in 2013, according to AAA. These accidents resulted in 373,645 injuries and 2,927 deaths. An average of six teenagers die daily from auto accidents, according to the Centers for Disease Control and Prevention. According to the Virginia Tech Transportation Institute, one in four teens is […]
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Take Precautions to Mitigate Your Zika Health Risk
April 29, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments
The mosquito carrying the Zika virus is expected to spread throughout the United States this summer. Below are a few precautions you can take to reduce your zika health risk. The mosquito carrying the Zika virus is expected to spread throughout the United States this summer, causing U.S. Health and Human Services Secretary Sylvia Burwell […]
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Risks Ahead. Healthcare Costs – Your out-of-pocket can be financially ruinous
April 22, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments
Medical procedures, including emergency care, can be financially ruinous when billed at out-of-network rates. Pennsylvania’s Insurance commissioner has proposed that residents be liable for nothing more than they would pay a provider for in-network service, even when receiving out-of-network care. Providers and insurers would be called upon to settle any additional payments. To learn more […]
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Risks Ahead. Cyber Insurance – Is your company covered for a data breach?
April 15, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments
According to technology research firm Gartner, the number of connected devices is expected to increase from 4.9 billion to 25 billion by 2020. Each of these devices potentially opens a door to cyber intruders. The market research firm International Data Corporation predicts that, if current trends continue, one of every four people around the globe […]
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Risks Ahead. Property Damage Due to Extreme Weather
April 8, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments
According to the National Oceanic and Atmospheric Administration, 2015 was the second hottest year on record in the 48 states. 10 extreme weather and climate events together accounted for over $10 billion in property damages. 2015 was also the 19th straight year the annual average temperature exceeded the 20th century average. 2016 could be even […]
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Risks Ahead. DUI arrests increase on St. Patrick’s Day
March 18, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments
DUI arrests increase on St. Patrick’s Day, with years of increased insurance premiums typically following a conviction. Increased car insurance premiums can outstrip the fine for a DUI in Pennsylvania. A first-time offender with a blood alcohol level of less than 0.10% faces a $300 fine and six months of probation, but no license suspension. […]
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