Make Safety a Priority / Workers Comp / Safety 1st

Safety 1st – Safety programs can help your organization anticipate workplace injuries and accidents; while making safety a priority can be the first step to a safer workplace. Following are recommendations that can help lead to a safer workplace: Appoint a safety officer or committee Hold meetings with staff to share safety information and tips […]

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BYOD – Bring Your Own Device – Suggested Risk Control Measures

Cell Phone Risk

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? Although companies can save money by adopting a “bring your own device” policy, cyber risk is significantly heightened when employees carry company information outside the office. Manage your company’s risk with this […]

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Cyber Risk Ahead. Wi-Fi Warning

Wi-Fi hot spots can leave you, your colleagues your staff and your hard won information wide open to hackers. Once they penetrate your server, all of your information is vulnerable, making you liable for any damages a 3rd party may bring in a breach allegation. This makes transferring risk through cyber insurance a critical component […]

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Choosing the right carrier for network security and privacy liability

  As targeted network attacks continue to rise and governmental agencies increasingly regulate the privacy and data security environment, an increasing number of organizations are transferring their risk to insurance products. In many cases, organizations find they have little choice. It has become common for written contracts to require service providers to obtain coverage for […]

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Will your cyber coverage cover you when you weren’t attacked?

KMRD Are You Ready for One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? One minute from normal can occur even though your own network has not been breached, every company laptop is secure and no mobile devices have been left behind in a rental car. […]

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Hall of Shame – No Information Risk / Cyber Liability Coverage – No Insurance Coverage Quality Control Process

This scenario represents an actual coverage flaw in an insurance program of a well run, profitable business. The following endorsement appeared on a policy designed to protect a company from cyber and information related risks. This endorsement clearly indicated there was insurance coverage for technology services.  However there was no coverage for their Telecommunications Services. The client’s […]

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From Gerry’s Desk – New Reporting Requirements from OSHA

There is a new reporting requirement from OSHA affecting all employers. In the past, employers were only required to report a work-related fatality or when three or more workers were hospitalized in the same occurrence. It has now changed. Employers are required not only to report all work related fatalities within 8 hours , but […]

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Choosing the right carrier for network security and privacy liability

As targeted network attacks continue to rise and governmental agencies increasingly regulate the privacy and data security environment, an increasing number of organizations are transferring their risk to insurance products. In many cases, organizations find they have little choice. It has become common for written contracts to require service providers to obtain coverage for network […]

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Domestic Travel Tips

KMRD Are You Ready for One Minute From Normal?

Following are a few domestic travel tips as you prepare for summer vacation.   Carry identification. Carry a card identifying your blood type, known allergies, required medications, insurance agency and name of person to contact in case of emergency in your wallet or purse.   Stay one step ahead of thieves. Protect yourself against pickpockets […]

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Are there Errors in your Firm’s E&O Policy?

KMRD Are You Ready for One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? Having insufficient or incorrect Errors & Omissions (E&O) coverage can financially devastate your firm one minute from normal. Following are a few best practices regarding E&O policy “hygiene”: Every E&O policy includes […]

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