July 13, 2013 / by KMRD Partners / One Minute From Normal Series, Risk Control / 0 comments
Following are a few domestic travel tips as you prepare for summer vacation. Carry identification. Carry a card identifying your blood type, known allergies, required medications, insurance agency and name of person to contact in case of emergency in your wallet or purse. Stay one step ahead of thieves. Protect yourself against pickpockets […]
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Make Safety a Priority / Workers Comp / Safety 1st
August 18, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments
Safety 1st – Safety programs can help your organization anticipate workplace injuries and accidents; while making safety a priority can be the first step to a safer workplace. Following are recommendations that can help lead to a safer workplace: Appoint a safety officer or committee Hold meetings with staff to share safety information and tips […]
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BYOD – Bring Your Own Device – Suggested Risk Control Measures
July 15, 2015 / by KMRD Partners / One Minute From Normal Series, Risk Control / 0 comments
At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? Although companies can save money by adopting a “bring your own device” policy, cyber risk is significantly heightened when employees carry company information outside the office. Manage your company’s risk with this […]
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Cyber Risk Ahead. Wi-Fi Warning
June 22, 2015 / by KMRD Partners / Risk Control, Risks Ahead Series / 0 comments
Wi-Fi hot spots can leave you, your colleagues your staff and your hard won information wide open to hackers. Once they penetrate your server, all of your information is vulnerable, making you liable for any damages a 3rd party may bring in a breach allegation. This makes transferring risk through cyber insurance a critical component […]
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Choosing the right carrier for network security and privacy liability
February 6, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments
As targeted network attacks continue to rise and governmental agencies increasingly regulate the privacy and data security environment, an increasing number of organizations are transferring their risk to insurance products. In many cases, organizations find they have little choice. It has become common for written contracts to require service providers to obtain coverage for […]
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Will your cyber coverage cover you when you weren’t attacked?
October 13, 2014 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments
At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? One minute from normal can occur even though your own network has not been breached, every company laptop is secure and no mobile devices have been left behind in a rental car. […]
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Hall of Shame – No Information Risk / Cyber Liability Coverage – No Insurance Coverage Quality Control Process
August 4, 2014 / by KMRD Partners / Coverage Hall of Shame, Insurance Coverage, Risk Control / 0 comments
This scenario represents an actual coverage flaw in an insurance program of a well run, profitable business. The following endorsement appeared on a policy designed to protect a company from cyber and information related risks. This endorsement clearly indicated there was insurance coverage for technology services. However there was no coverage for their Telecommunications Services. The client’s […]
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From Gerry’s Desk – New Reporting Requirements from OSHA
March 7, 2014 / by KMRD Partners / Announcements, From Gerry's Desk, Risk Control / 0 comments
There is a new reporting requirement from OSHA affecting all employers. In the past, employers were only required to report a work-related fatality or when three or more workers were hospitalized in the same occurrence. It has now changed. Employers are required not only to report all work related fatalities within 8 hours , but […]
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Choosing the right carrier for network security and privacy liability
November 13, 2013 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments
As targeted network attacks continue to rise and governmental agencies increasingly regulate the privacy and data security environment, an increasing number of organizations are transferring their risk to insurance products. In many cases, organizations find they have little choice. It has become common for written contracts to require service providers to obtain coverage for network […]
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Domestic Travel Tips
July 13, 2013 / by KMRD Partners / One Minute From Normal Series, Risk Control / 0 comments
Following are a few domestic travel tips as you prepare for summer vacation. Carry identification. Carry a card identifying your blood type, known allergies, required medications, insurance agency and name of person to contact in case of emergency in your wallet or purse. Stay one step ahead of thieves. Protect yourself against pickpockets […]
Read more
Are there Errors in your Firm’s E&O Policy?
February 13, 2013 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments
At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? Having insufficient or incorrect Errors & Omissions (E&O) coverage can financially devastate your firm one minute from normal. Following are a few best practices regarding E&O policy “hygiene”: Every E&O policy includes […]
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