The lingering costs of a DUI

KMRD Are You Ready for One Minute From Normal?

The lingering costs of a DUI

A St. Patrick’s Day celebration can get expensive if you overdo the celebration and are one minute from normal.

In Pennsylvania, as in many states, the fine for a DUI citation is exceeded by the jump in car insurance premiums. If you are a first-time offender with a blood alcohol level of less than 0.10% you face a $300 fine and six months of probation, but no license suspension. If you are convicted of a DUI in Philadelphia you can expect a 47% increase, or nearly $709 more, in annual car insurance premiums.

  • Average annual car insurance premium: $1,500.06
  • Average annual car insurance premium after a DUI: $2,208.64
  • Annual car insurance increase: $708.59

If your company has a fleet of vehicles or if employees use their own vehicles while on company business, review your auto insurance coverage each year to understand its deductibles and coverage. Otherwise, your company could be at risk of substantial financial liabilities one minute from normal.  It doesn’t hurt to remind people of their obligations and responsibilities.

For all clients of KMRD Partners, we make a kit available for each of your vehicles, which will walk your driver through the process of “what to do” following an accident. If you aren’t already a client, we hope you will give us an opportunity to earn your business.

KMRD reduces the overall cost of risk for clients by producing a greater value for each insurance dollar spent, while utilizing an enterprise risk management approach to engineer the optimal solution. The firm’s diagnostic process is supported by its unique collaborative technology, KMRD XCHANGE ®.

We are dedicated to anticipating risk and helping firms recover from unplanned events that wait on the other side of one minute from normal.

To identify and correct coverage and service gaps in your business insurance risk profile contact us at before one minute from normal strikes.


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