KMRD’s COVID-19 Response

To KMRD friends and family, As events out of control are swirling around us, we are prepared to support you no matter what potential restrictions and limitations are imposed on us or on our community. We are finishing our preparations today in the event we are forced to limit access to our offices. Those preparations […]

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7 Steps to a Better Claims Management System for Your Business

Claims Management System

Involve your insurance broker in the management of your insurance claims. Why? Because better claims management will maximize your return on your insurance investment and minimize the impact of poorly managed claims and poorly negotiated settlements on your insurance pricing. Insurance claims can be complicated, time consuming and financially burdensome. Most executives lack the time, experience and […]

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Employers Prepare for Possible 6% PA Workers Compensation Insurance Rate Hike

PA Workers Compensation Insurance

Pennsylvania employers could face a 6 percent increase in workers compensation costs later this year. Employers may also witness a spike in claims formerly capped by Impairment Review Evaluations, as well as the possibility of past claims being reopened. This increase in the PA workers compensation insurance rate – the steepest rise recorded in the […]

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John Garber’s Article on Building an Effective Safety & Health Management Program

Building and Effective Safety and Health Management Program

John Garber, Jr., CSP, SPHR, SHRM-SCP was Published in Arbill’s Winter 2016 “Safer Every Day” magazine. John’s article entitled “Building An Effective Safety & Health Management Program” explores Hazard Identification, Assessment, Prevention and Control with OSHA’s New Guidelines.  The new guidelines provide a flexible framework for employers to utilize in developing and implementing an effective safety […]

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5 Benefits Of An Effective Absence Management Program

An effective absence management program can control workplace absence resulting from illness or injury through effective claims management and proven human capital strategies. While an individual absence may appear to be inconsequential, taken together they can negatively affect an organization’s financial well-being, work product and human resources.  Here are five ways an effective absence management program works to improve […]

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TFG merges with KMRD!

KMRD Better Teamwork Leads to Better Risk Management

KMRD is proud to announce a merger with TFG Risk Management Services. “We are excited about the opportunity to serve TFG’s customers with KMRD “Best of Class” service.  We are also happy to have Chuck Robertson as a new strategic partner.” explained Bob Dietzel Co-founder and Principal of KMRD Partners, Inc. Chuck Robertson said, “After much due diligence, we carefully […]

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Six Factors to Determine Contractor and Employee Classification

Want a simple way to determine contractor and employee classification? In Alexander vs. FedEx Ground, the California 9th Circuit Court ruled drivers were not independent contractors despite owning their own vans and being allowed to set their own routes. The court used several factors in its ruling, most notably control. “Drivers must wear FedEx uniforms, […]

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Substance abuse affects 70% of US businesses

Substance abuse affects 70% of US businesses, according to a recent study fielded by the US Department of Health and Human Services. Substance abusers represent approximately 17% of the average workforce. Substance abusers typically cost a company about $7,000 per user, per year. Substance abusers cause 35% of all industrial injuries and fatalities. According to […]

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Workers Compensation – Work Related Injuries

According to the U.S. Bureau of Labor Statistics and the National Academy of Social Insurance, these are the 10 leading causes of the most disabling work-related injuries: Overexertion involving outside source Falls on same level Falls to lower level Struck by object or equipment Other exertions or bodily reactions Roadway incidents involving motorized land vehicle […]

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