workers compensation - KMRD Partners

Another Workers Compensation Rate Reduction in PA?

August 13, 2014 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments

KMRD Are You Ready for One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? For the third year in a row, the Pennsylvania Bureau announced a rate reduction. This year, their press release described an overall statewide decrease of 5.15% scheduled to go into effect […]

Less Can Be More With Employee Hours

August 6, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments

As the US manufacturing sector continues to be eclipsed by the service sector, the standard 9-to-5 job is being replaced by flexible work schedules. Along with this shift, service businesses are shrinking the number of hours between shifts. They are relying on smaller, leaner staffs to reduce operating costs, even as they stay open longer […]

The Importance of Drug Testing

March 19, 2014 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments

From 2010 to 2012, after several years of decline, heroin-related overdose deaths increased 84% in New York City, according to NYC Health Department statistics. The federal Drug Enforcement Administration reports heroin seizures in New York State have increased 67% since 2010. While New York City has long been the hub of the US heroin […]

PA Workers Comp Patients Receive 2x as many Painkillers than inNJ

March 18, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? In Pennsylvania, an injured worker who is out more than seven days without surgery is typically prescribed twice the amount of narcotics as one in New Jersey, according to a Workers Compensation […]

Workers Compensation Insurance Fraud is Real

March 13, 2014 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? For businesses, workers’ comp insurance fraud can be the most common type of insurance fraud. Like all insurance fraud, it results in increased premiums for all companies. It also undermines employee morale, […]

Ignorance and Workers’ Comp Fraud

March 6, 2014 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments

As this video shows, many workers’ comp fraudsters deceive their employers and the US taxpayer in a blatant, purposeful manner. Some individuals file false or inflated claims out of ignorance, however, due to a lack of information and knowledge regarding insurance fraud. They simply do not realize the seriousness of their offenses. To help clear […]

Are your Employees Safe?

January 9, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments

Committing to workplace safety is one New Year’s resolution worth keeping. Approximately 5,000 workers die from job injuries in the US each year, while approximately 50,000 die from work-related injuries. These injuries exert enormous personal and financial losses on affected workers, their families and businesses. Following are a few checks regarding your company’s workplace safety: […]

Temp Service Agency Risk & Insurance Issues – Part 2

December 4, 2013 / by KMRD Partners / One Minute From Normal Series / 0 comments

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? Following are additional risk and insurance considerations that can come from hiring temp workers: Auto – Auto risks are not just limited to a temporary employee driving on an organization’s behalf, but […]

Temp Service Agency Risk & Insurance Issues – Part 1 of 2

November 20, 2013 / by KMRD Partners / One Minute From Normal Series / 0 comments

To prevent one minute from normal from arriving next time your organization hires a temporary worker, please contact your KMRD Partners relationship manager to review these and other risk and insurance considerations: General Liability – Your General Liability will apply if a temporary employee sues your company. Loss experience can be protected by obtaining an […]

Opioid Epidemic Driving Up Workers’ Comp Costs

May 15, 2013 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments

Patients receiving high doses of opioids took three times longer to return to work than injured workers who received lower doses, according to a California Workers’ Compensation Institute study. In Michigan, claimants who received short-acting opioids such as Oxycodone were 76% likelier to have workers’ comp costs exceeding $100,000. Injured workers who were […]

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