Fleet Safety – Hands-free cell phone hazards

KMRD Are You Ready for One Minute From Normal?

Hands-free cell phone hazards At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? While 14 states, D.C., Puerto Rico, Guam and the U.S. Virgin Islands prohibit all drivers from using hand-held cell phones while driving, no state has a similar blanket […]

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Reverse Rate Evasion…New Jersey Act A-2281/S-1737 signed into law

KMRD Are You Ready for One Minute From Normal?

Governor Chris Christie of New Jersey has signed into law Act A-2281/S-1727, which identifies so-called reverse rate evasion as a form of insurance fraud and provides for civil and criminal penalties.The act targets residents who fraudulently obtain auto insurance in another state with lower rates, even though New Jersey is their principal residence or they […]

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Hall of Shame – Home Run Gone Wrong / No Auto Liability Coverage / No Insurance Coverage Quality Control

Auto Accident About to Happen

This scenario represents an actual coverage flaw in an insurance program of a well run, profitable business. A mobile allied health firm in the business of retrieving blood and urine samples from patients at their homes reimbursed their nurses for the use of their personally owned vehicles throughout the business day. An unfortunate catastrophic accident […]

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9 steps to avoid negligent entrustment

KMRD Are You Ready for One Minute From Normal?

Agent & Broker Insider today featured a web exclusive on Negligent Entrustment written by Steve Macauley, a partner at KMRD Partners. Steve has more than 30 years experience in the property and casualty brokerage insurance industry focusing on large complex accounts. Steve’s background is well-rounded with experience serving the end-user as well as designing and […]

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Negligent Entrustment leads to negative consequences

KMRD Are You Ready for One Minute From Normal?

Negligent Entrustment arises when one party (the entrustor) is held liable for negligence because he provided another party (the entrustee) with a dangerous instrument, and the entrusted party caused injury to himself or a third party, or damaged property, with that instrument. Your company can become at risk of negligent entrustment by allowing an employee […]

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