June 1, 2015 / by KMRD Partners /
[/fullwidth] Machine Readable Files Disclosure for Existing Employees – The healthcare system can be complex. At KMRD, we pride ourselves on making navigation easy and care as affordable as possible. In accordance with the Transparency in Coverage rule, we have partnered with JP Farley to provide the following database of links to […]
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Government Contractors – Is Immunity Enough?
June 2, 2015 / by KMRD Partners / One Minute From Normal Series / 0 comments
ny companies that are in the Federal Government Contractor (FGC) space need to strike a balance between competitive market dynamics and exposure to risk. While the unique liability immunities available to FGCs may be a key component of the overall risk management plan, consider these scenarios: Third-Party Bodily Injury – Product Liability The Government Contractors […]
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Careers
June 1, 2015 / by KMRD Partners /
[/fullwidth] Machine Readable Files Disclosure for Existing Employees – The healthcare system can be complex. At KMRD, we pride ourselves on making navigation easy and care as affordable as possible. In accordance with the Transparency in Coverage rule, we have partnered with JP Farley to provide the following database of links to […]
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Client Access
June 1, 2015 / by KMRD Partners /
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Featured Articles
June 1, 2015 / by KMRD Partners /
Featured Articles Employee Benefits are Evolving for Remote Workers Tina Van Buren discusses how HR professionals are reevaluating benefits packages for the new norm of Working from Home and the initiatives being undertaken to address this new reality. April 2024 What to Know About Builders Risk Insurance Terri Quinn discusses the ins and outs of […]
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Bob Dietzel, ARM, CIC
June 1, 2015 / by KMRD Partners /
Bob consults with companies on identifying, mitigating, and transferring risks in an economical way. Prior to founding KMRD IN 2005, Bob spent eleven years with a top 50 property & casualty insurance consulting and brokerage firm where he acted as his clients’ outsource risk manager managing a portfolio of commercial clients with assets across the […]
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Can You Be Sued If Your Employee Texts Someone Who is Driving?
March 27, 2015 / by KMRD Partners / One Minute From Normal Series / 0 comments
In New Jersey, sending a text to someone you know will view it while driving can potentially result in civil penalties. In a recent case, Judge Victor Ashrafi of the New Jersey Appeals Court wrote the following for the majority: “We hold that, when a texter knows or has special reason to know that the […]
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The lingering costs of a DUI
March 17, 2015 / by KMRD Partners / One Minute From Normal Series / 0 comments
A St. Patrick’s Day celebration can get expensive if you overdo the celebration and are one minute from normal. In Pennsylvania, as in many states, the fine for a DUI citation is exceeded by the jump in car insurance premiums. If you are a first-time offender with a blood alcohol level of less than 0.10% […]
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Reverse Rate Evasion…New Jersey Act A-2281/S-1737 signed into law
March 16, 2015 / by KMRD Partners / One Minute From Normal Series / 0 comments
Governor Chris Christie of New Jersey has signed into law Act A-2281/S-1727, which identifies so-called reverse rate evasion as a form of insurance fraud and provides for civil and criminal penalties.The act targets residents who fraudulently obtain auto insurance in another state with lower rates, even though New Jersey is their principal residence or they […]
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Pothole season survival tips
February 15, 2015 / by KMRD Partners / One Minute From Normal Series / 0 comments
State Farm has reported damage caused by a pothole can generate an average of between $300-$700 in vehicle repairs. Pothole damage will only be covered by collision insurance, which usually carries a $250 – $1,000 deductible. Because a pothole-damage reimbursement claim falls under collision insurance, it may result in an increased insurance rate. These […]
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Risks Ahead. Texting while driving creates a crash risk 23 times worse
January 27, 2015 / by KMRD Partners / Risks Ahead Series / 0 comments
The Virginia Tech Transportation Institute found that text messaging creates a crash risk 23 times worse than driving while not distracted. Yet, in an online survey of drivers in Erie, Pennsylvania, 30% of the respondents admitted to texting while driving. 75% reported observing others doing it. Following are other forms of distracted driving respondents reported […]
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