Property and Casualty Insurance

At KMRD, our property and casualty brokerage team performs a thorough review of your operations and builds a clear and understandable summary of your company’s exposures. We then work to deliver the best available coverage for your company. We provide the due diligence, risk assessment, coverage expertise, and quality control processes to design a quality […]

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Risk Management Approach

Our Disciplined Approach Discipline and Accountability The key to success and long-term reduction in the cost of risk is our risk management approach and a disciplined execution of fundamentals. At KMRD, we hold ourselves accountable by placing our service plans and risk management initiatives in writing. Our risk service team meets weekly to make sure everything gets done on […]

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Temp Service Agency Risk & Insurance Issues – Part 2

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? Following are additional risk and insurance considerations that can come from hiring temp workers: Auto – Auto risks are not just limited to a temporary employee driving on an organization’s behalf, but […]

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Temp Service Agency Risk & Insurance Issues – Part 1 of 2

To prevent one minute from normal from arriving next time your organization hires a temporary worker, please contact your KMRD Partners relationship manager to review these and other risk and insurance considerations: General Liability – Your General Liability will apply if a temporary employee sues your company.  Loss experience can be protected by obtaining an […]

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Does Your Company Need E&O Liability Coverage?

KMRD Are You Ready for One Minute From Normal?

“Learned professions” including legal, medical, engineering, accounting and financial services firms were formerly alone in being regarded as professional services firms. According to a number of courts, though, this term has been broadened to describe a wider and more diverse group including firms providing physical or manual services. These firms can include plumbers, roofers, exterminators, […]

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