flood - KMRD Partners

Proposed Update to FEMA Rules for Builders

September 22, 2016 / by KMRD Partners / One Minute From Normal Series / 0 comments

The Federal Emergency Management Agency recently proposed updated FEMA rules for builders and homeowners requiring them to build on higher ground when using federal funds on construction projects situated in flood-prone areas. Construction projects affected by updated FEMA rules include buildings, roads and other projects receiving federal funds, as well as projects rebuilt with FEMA […]

Sea Levels on the Rise – Do you need Weather Risk Insurance?

May 27, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments

According to an official with the National Oceanic and Atmospheric Administration, sea levels could rise by much more than originally anticipated, and much faster, according to new data being collected by scientists studying the melting West Antarctic ice sheet. Looking at extreme temperature indices from more than 40 years ago and now, “things are different,” […]

Winter Risks Ahead. Winter begins in two weeks, and with it come these risks

December 10, 2015 / by KMRD Partners / Risks Ahead Series / 0 comments

From 1994 – 2013 insured winter storm catastrophe losses totaled more than $1 billion a year on average. Approximately 23% of vehicle crashes each year – nearly 1,312,000 – are weather related. 17% occur during snow or sleet. Water damage and freezing account for almost 22% of homeowners insurance claims, with an average of $4,024 […]

Don’t Forget To Test Your Business Continuity Plan

September 1, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments

According to a recent survey of over 500 midsize business owners and C-level executives in the US, 59% had a formal, documented business continuity plan and 33% had an informal, verbal plan. 8% had no plan. Of those businesses with continuity plans, only 19% had actually tested them. (source: The Hartford) Additionally, the survey found […]

Risks Ahead. The potential results of incomplete auto insurance coverage.

July 31, 2015 / by KMRD Partners / Insurance Coverage, Risks Ahead Series / 0 comments

You should be prepared to pay for these 10 things if you have inadequate or incompletely negotiated Auto insurance coverage: Severe damage to others involved in a major accident Hail damage Damages caused by an underinsured driver (many insured drivers only carry state minimum limits) Damage from hitting an animal Damage from hitting a parking […]

SiteMap

July 28, 2015 / by KMRD Partners /

Have a question about the KMRD SiteMap? Please email us or call us at 866-957-KMRD (5673) to talk with one of our risk professionals in the event you cannot locate something on our website. About KMRD https://kmrdpartners.com/ https://kmrdpartners.com/about-us/ https://kmrdpartners.com/about-us/team/ https://kmrdpartners.com/success-stories/ https://kmrdpartners.com/about-us/testimonials/ Inside KMRD https://kmrdpartners.com/blog/ https://kmrdpartners.com/careers/ https://kmrdpartners.com/press-room/ https://kmrdpartners.com/privacy/ https://kmrdpartners.com/contact/ https://kmrdpartners.com/events/ Risk Management Portal https://kmrdpartners.com/risk-management-solutions/risk-management-portal/ The KMRD Advantage https://kmrdpartners.com/risk-management-solutions/risk-management-company/ https://kmrdpartners.com/risk-management-solutions/risk-management-approach/ https://kmrdpartners.com/risk-management-solutions/risk-management-process/ https://kmrdpartners.com/risk-management-solutions/risk-management-portal/ […]

KMRD’s Risk Management Assessment and Cyber Coverage Yields Results

July 20, 2015 / by KMRD Partners /

A technology firm with no prior losses engaged KMRD Partners to review their coverage and risk management process. As part of our engagement process, our team conducted an assessment of the firm’s insurance contracts. We identified many coverage areas that could be fixed for no additional cost.

Insurance & Risk Reference Library

July 16, 2015 / by KMRD Partners /

AM Best – A.M. Best Company is a full-service credit rating organization dedicated to serving the financial services industries, including the banking and insurance sectors. Policyholders and depositors refer to Best’s ratings and analysis as a means of assessing the financial strength and creditworthiness of risk-bearing entities and investment vehicles. EDGAR Company Search – For […]

Risk Management Terms

June 3, 2015 / by KMRD Partners /

Below is a list of common Insurance and Risk Management Terms you might find in our insurance specifications, proposals, reports, and other documents. A-Side Coverage – A-Side coverage refers to a section of a directors and officers (D&O) liability policy that covers the individual directors and officers of an organization for allegations of “wrongful acts” such […]

Recovery Begins After Disaster Strikes

June 1, 2015 / by KMRD Partners / One Minute From Normal Series / 0 comments

There is no textbook disaster, and yet… Every disaster is different. The gulf oil spill has been different than Katrina, just as the wild fires that recently scorched California’s Riverside County were different than the gulf oil spill. And yet, each successful disaster recovery exhibits many of the same attributes. Effective management Every successful recovery […]

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