May 30, 2017 / by KMRD Partners / From Kevin's Desk, Inside View / 0 comments
Which industry is responsible for the following? Steps in to help put people’s lives back together again following floods, tornadoes, hurricanes and fire. Provides the means with which businesses can replace ruined property and equipment following a calamitous event. Employs approximately 2,500,000 workers in the United States, which is more than six times the membership […]
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Flood Brings Community Together
January 18, 2012 / by KMRD Partners / One Minute From Normal Series / 0 comments
Recently, The New York Times reported on Schoharie, NY. Schoharie was flooded by Hurricane Irene this past summer. Damage estimates totaled over $27 million. While many residents have yet to return to their version of “normal” following the minutes of catastrophe, they have found their emotional center in a makeshift café named Loaves and Fishes. […]
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Floods, tornadoes and risk management
May 11, 2011 / by KMRD Partners / One Minute From Normal Series / 0 comments
As you read this e-mail, communities from Memphis to New Orleans are coping with the effects of the rising Mississippi River. In Missouri more than 130,000 acres of agricultural land have been flooded. Because the flooding is expected to continue until the end of May, it is impossible to put a price tag on damages. […]
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Here’s How Commercial Umbrella Insurance Works
April 25, 2019 / by KMRD Partners / Blog, From Bob Dietzel's Desk, Insurance Coverage / 0 comments
Unsure what is exactly covered by a commercial umbrella insurance policy? This KMRD blog post explains how it works. A company’s business liability policy outlines the maximum amount the insurance company will pay against a liability claim. So if the small business is sued $1.5 million for medical costs associated with an injury caused by […]
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Home Business Insurance: What Do I Need to Know?
August 7, 2018 / by KMRD Partners / Blog, From Tom's Desk / 0 comments
Do you really need home business insurance? For most, the answer is “yes”. Here’s what you need to know. A survey fielded by a national alliance of business owners and their employees who offer insurance and financial services products has indicated almost 60 percent of home-based businesses do not have proper home business insurance coverage. […]
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Personal Lines Insurance
October 24, 2017 / by KMRD Partners /
We combine the technical expertise and product knowledge with a dedication to service excellence designed to provide total peace of mind. Our experienced team of specialists can work with you to provide customized coverage options for most every risk exposure in and around the home. At KMRD, we make sure to locate and secure choices […]
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Executive Perspective: Our Time to Lead; Risk Remains When Waters Recede
September 12, 2017 / by KMRD Partners / From Bob Dietzel's Desk, Inside View, KMRD Cares / 0 comments
As I record these thoughts, Hurricane Irma has been downgraded to a tropical depression after having lashed Florida and more than a half-dozen Caribbean Islands. The storm led to 6.3 million Florida residents being ordered to evacuate, while more than 6.5 million are without electricity. Nearly one million Georgia and South Carolina residents are also […]
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The Power of Good Press
May 30, 2017 / by KMRD Partners / From Kevin's Desk, Inside View / 0 comments
Which industry is responsible for the following? Steps in to help put people’s lives back together again following floods, tornadoes, hurricanes and fire. Provides the means with which businesses can replace ruined property and equipment following a calamitous event. Employs approximately 2,500,000 workers in the United States, which is more than six times the membership […]
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5 Top Risks In A Business; Cyber Is A Big One
March 7, 2017 / by KMRD Partners / General, Insurance Coverage, Risk Control / 0 comments
While risks in a business can range in size and potential impact, many can lead to serious financial consequences. There are many risks in a business. Below are five that can do the most damage: Flooding Pennsylvanians can be grateful for many things, including a great abundance of scenic rivers and streams. In fact, Pennsylvania […]
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What To Look For When Purchasing Insurance For Your Business
November 7, 2016 / by KMRD Partners / Insurance Coverage
Organizations rely upon business insurance to protect them from the risks and potential threats to their successful and continued operation. Below, we have listed and explain eight common types of insurance for your business. A licensed, reputable broker like KMRD Partners can help you choose the right insurances for your business by determining which coverages meet […]
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3 Things You Need to Know About Umbrella Insurance for Business
October 3, 2016 / by KMRD Partners / One Minute From Normal Series / 0 comments
Your company’s general liability policy outlines the maximum amount your insurance company will pay against a liability claim. As a result, if your business is sued for $1,250,000 for medical costs associated with an injury caused by a worksite or product hazard, but your general liability coverage caps out at $1,000,000, your business will be responsible […]
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