March 8, 2017 / by KMRD Partners / One Minute From Normal Series / 0 comments
According to an estimate released by the National Safety Council, a nonprofit safety advocacy group, roadside fatalities in 2016 reached 40,200. This was a 6% gain from 2015 and a 14% gain from 2014, impacting business automobile liability insurance rates. The Council also released these troubling findings: 47% of motorists reported they are comfortable texting while […]
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Distracted driving can lead to reckless endangerment
April 13, 2016 / by KMRD Partners / One Minute From Normal Series / 0 comments
On average, eight people lose their lives every day in the United States due to distracted driving. While mobile phone usage has been linked to distracted driving, these other activities can also significantly elevate risk: Eating and drinking Talking to passengers Grooming Reading, including maps Using a navigation system Watching a video Adjusting a radio, […]
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Risks Ahead. Age counts on highway and in Auto Insurance
August 28, 2015 / by KMRD Partners / Risks Ahead Series / 0 comments
According to statistics from the National Highway Traffic Safety Administration and the Insurance Institute for Highway Traffic Safety, the safest drivers are in the age group between 64 and 69 years old. Studies of the data reveal that teenage drivers — especially male teenage drivers — are the most dangerous drivers on the road. Young […]
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Cyber Insurance Coverage – Is a hacker riding shotgun in your company’s vehicles?
August 26, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments
Today’s cars can stream music, place phone calls, navigate and much more. Essentially, they are smartphones on wheels. Just like smartphones, they can be hacked. “Software operating today’s vehicles easily have more than 100 million lines of code — more than a modern fighter jet, airliner or typical operating system such as Windows,” according to […]
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Risks Ahead. Texting while driving creates a crash risk 23 times worse
January 27, 2015 / by KMRD Partners / Risks Ahead Series / 0 comments
The Virginia Tech Transportation Institute found that text messaging creates a crash risk 23 times worse than driving while not distracted. Yet, in an online survey of drivers in Erie, Pennsylvania, 30% of the respondents admitted to texting while driving. 75% reported observing others doing it. Following are other forms of distracted driving respondents reported […]
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The Rise of the Distracted Driver; And Why Corporate Auto Insurance Rates Are Going Up
May 23, 2018 / by KMRD Partners / Blog, From Gerry's Desk / 0 comments
With over 6 million auto accidents occurring annually, many claims managers feel overwhelmed by the number of resulting claims. In this blog post, we’ll discuss distracted driving and potential implications – and provide you with a few tips on how to lower your corporate auto insurance rates. As automobiles increasingly double as entertainment centers, telephone […]
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Here’s Why You Need Automobile Liability Insurance
March 8, 2017 / by KMRD Partners / One Minute From Normal Series / 0 comments
According to an estimate released by the National Safety Council, a nonprofit safety advocacy group, roadside fatalities in 2016 reached 40,200. This was a 6% gain from 2015 and a 14% gain from 2014, impacting business automobile liability insurance rates. The Council also released these troubling findings: 47% of motorists reported they are comfortable texting while […]
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Business Auto – Interlock Devices Save Lives
January 14, 2016 / by KMRD Partners / One Minute From Normal Series, Risk Control / 0 comments
Current ignition interlock technology prevents a vehicle from being started if a driver’s breath registers a certain amount of alcohol. The devices have been used since the 1960s, and in recent years some states have mandated their use for convicted drunk drivers. Future technology could use biometric readings via fingerprint or infrared breath analysis. Support […]
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Business Auto Insurance Policy – Don’t Be Sideswiped By Negligent Entrustment
November 17, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments
What if an unscheduled event suddenly seizes control of your business? Are you ready? With hazardous driving conditions about to return, it becomes even more important to examine the theory supporting negligent entrustment. The law maintains a company has a legal duty to investigate the driving records and qualifications of all potential drivers and take […]
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Negligent Entrustment – Auto Liability Insurance – Interlock devices save lives
October 6, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments
According to Pennsylvania State Statute 75 §3805(a), all autos owned by DUI offenders may for a first offense and must for a second offense be equipped with ignition interlock devices for at least 1 year following license reinstatement. In New Jersey, a first time offender with a BAC greater than 0.15 must install an ignition interlock device. […]
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Risk Control Resources & Strategic Partners
June 3, 2015 / by KMRD Partners /
Below is a list of risk control resources organized by partner, system, and more. Risk Control and Safety Partners Human Capital Solutions Partner Healthcare & Aging Services Partners Other Enterprise Risk Partners Additional Resources Community Alert Systems
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