COVID-19 FAQ

Benefits Frequently Asked Questions (3)

If an individual is diagnosed with coronavirus, ADA services would evaluate medical information to determine disability under ADA or any state equivalent laws. Individuals who are quarantined without a diagnosis and not sick, generally, would not be considered disabled. The EEOC has published guidance for employers on specific workplace practices and inquiries related to COVID-19.

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No, disability carriers do not consider quarantined workers to be disabled. Unless they have a medical condition that meets the policy’s definition of disability.

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An employee is considered disabled when they meet the definition of disability outlined in their policy. Your carrier would assess the claim to determine eligibility for benefits based on the terms of your policy, the same as the carrier would for any illness.

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