One Minute From Normal Series - KMRD Partners

Choosing the right carrier for network security and privacy liability

November 13, 2013 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments

As targeted network attacks continue to rise and governmental agencies increasingly regulate the privacy and data security environment, an increasing number of organizations are transferring their risk to insurance products. In many cases, organizations find they have little choice. It has become common for written contracts to require service providers to obtain coverage for network […]

Philly is 189 in Car Collisions – Not Much Of An Improvement

September 25, 2013 / by KMRD Partners / One Minute From Normal Series / 0 comments

KMRD Are You Ready for One Minute From Normal?

In a report released by Allstate a month ago, Philadelphia ranked 189th of America’s 200 largest cities in terms of car collision frequency. That is behind Chicago – 150th, Dallas – 170th, New York – 172nd and even Los Angeles – 181st. For Philadelphia drivers, a collision is 65.9% more likely compared to the national […]

Fire On the Boardwalk – Why business interruption coverage is a crucial element of a comprehensive risk management plan

September 18, 2013 / by KMRD Partners / One Minute From Normal Series / 0 comments

It seemed inconceivable New Jersey’s Seaside Heights would be one minute from normal for a second time in two years. Yet, that is exactly what happened when wind-blown fire destroyed six blocks of boardwalk and nearly 50 businesses. Since fire is covered by a standard commercial insurance policy, businesses with adequate coverage will be compensated […]

Is the Atlantic coast all clear? Getting Ready for Hurricane Season

September 5, 2013 / by KMRD Partners / One Minute From Normal Series / 0 comments

In May, the National Oceanic and Atmospheric Administration predicted a “very active” Atlantic hurricane season and reported it expected between seven and eleven hurricanes. And yet, although Monday was the midpoint of the hurricane season, which ends November 30, so far there hasn’t been even one hurricane. Does this mean we are in the clear? […]

Anticipating E&O Claims

August 6, 2013 / by KMRD Partners / One Minute From Normal Series / 0 comments

Anticipating E&O Claims/heading] Even the best managed professional services firms can potentially be accused of negligence by a client or vendor. After all, even conscientious, diligent staff members can make mistakes. As a result, it is imperative to choose an E&O policy that can protect your firm’s assets and reputation from potential financial ruin. When […]

Domestic Travel Tips

July 13, 2013 / by KMRD Partners / One Minute From Normal Series, Risk Control / 0 comments

Following are a few domestic travel tips as you prepare for summer vacation. Carry identification. Carry a card identifying your blood type, known allergies, required medications, insurance agency and name of person to contact in case of emergency in your wallet or purse. Stay one step ahead of thieves. Protect yourself against pickpockets […]

Safe Foreign Travel Tips

June 27, 2013 / by KMRD Partners / One Minute From Normal Series / 0 comments

As a traveler in both “friendly” and “unfriendly” countries, you will be more vulnerable than local citizens. No matter how many tourist guides you may have read, you are likely to be unfamiliar with the customs, people, language, neighborhoods, laws and judicial system of the country you are visiting. This can put you at a […]

The Importance of Contracts

June 13, 2013 / by KMRD Partners / Announcements, One Minute From Normal Series / 0 comments

Bob Dietzel, co-founder and Managing Partner of KMRD Partners, recently spoke to the Philadelphia Chapter of the National Contract Management Association (“NCMA”) about the importance of contracts in transferring risk, claims and insurance coverage. “Contracts are a critical component of a risk management strategy. A well-written contract is the least expensive way to transfer risk. […]

Hurricane Season – Here we go again

June 6, 2013 / by KMRD Partners / One Minute From Normal Series / 0 comments

Even while post Sandy restoration efforts continue along the Jersey Shore, the NOAA’s Climate Prediction Center has reported there is a 70% likelihood of 13 to 20 named storms in the Atlantic this year. 7 to 11 of these storms may become hurricanes, while 3 – 6 may develop into Category 3, 4 or 5 […]

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