Pothole season survival tips
Pothole season survival tips
State Farm has reported damage caused by a pothole can generate an average of between $300-$700 in vehicle repairs. Pothole damage will only be covered by collision insurance, which usually carries a $250 – $1,000 deductible. Because a pothole-damage reimbursement claim falls under collision insurance, it may result in an increased insurance rate.
These suggestions from AAA can help you avoid ending up on the other side of one minute from normal following an encounter with a pothole:
Keep an eye on traffic patterns. Cars slowing down or moving quickly to other lanes may be a sign of major potholes or road damage ahead.
Water, snow or ice may be concealing a deep pothole. We have first-hand experience with this particular road malady.
Avoid swerving, which can cause a loss of vehicle control.
Slow down to avoid sharp impact with potholes.
Rolling through a pothole is better than braking rapidly.
Inflate tires properly, as overinflated and underinflated tires increase risk of tire and wheel damage.
Contact your KMRD Partners relationship manager to review your auto insurance coverage during this unusually ruinous pothole season. Road calls in South Jersey are 50% higher than they were last year!
For all clients of KMRD Partners, we make a kit available for each of your vehicles, which will walk your driver through the process of “what to do” following an accident. If you aren’t already a client, we hope you will give us an opportunity to earn your business.
KMRD reduces the overall cost of risk for clients by producing a greater value for each insurance dollar spent, while utilizing an enterprise risk management approach to engineer the optimal solution. The firm’s diagnostic process is supported by its unique collaborative technology, KMRD XCHANGE ®.
We are dedicated to anticipating risk and helping firms recover from unplanned events that wait on the other side of one minute from normal.
To identify and correct coverage and service gaps in your business insurance risk profile contact us at contactus@kmrdpartners.com before one minute from normal strikes.
