Workplace Accidents - KMRD Partners

Better Loss Run Reporting Supports an Improved Total Cost of Risk

February 25, 2016 / by KMRD Partners / One Minute From Normal Series / 0 comments

Just as a balance sheet will help you understand the financial strength and capabilities of your company, a good loss run report can guide your risk management program in developing risk management plans, tracking the results of risk management efforts, identifying problem areas and projecting costs. A basic loss run report offers only minimal information […]

Risks Ahead. Did you know? Financial stress can take a toll on your health.

January 8, 2016 / by KMRD Partners / Risks Ahead Series / 0 comments

Self reported depression among people who are financially stressed: 23% Self reported depression among people who are not financially stressed: 4% Self reported headaches or migraines among people who are financially stressed: 23% Self reported headaches or migraines among people who are not financially stressed: 4% Self reported ulcers or digestive tract problems among people […]

Workers Compensation – Start the New Year Right With Safety and Loss Control Program Planning

January 6, 2016 / by KMRD Partners / One Minute From Normal Series, Risk Control / 0 comments

Taking risks with employee safety and health leads to injuries and losses exerting a negative impact on your organization’s bottom line. An effective safety and loss control program identifies and controls or eliminates hazards, so injuries and losses are prevented. The result is a more productive and profitable organization. To develop a safety and loss […]

Risks Ahead. Prescription drug abuse leads to longer recovery periods, which can drive up Workers Compensation costs.

November 20, 2015 / by KMRD Partners / Risks Ahead Series / 0 comments

According to Dr. Barry Sample, of Qwest Diagnostics, the incidence of prescription drug use is lower in workplaces that test for drugs. The US consumes 71% of global oxycodone supply and 99% of global hydrocodone supply. Nearly 75% of prescription drug overdoses are caused by prescription painkillers. Over 70% of people who abuse prescription painkillers […]

Less Can Be More With Employee Hours

August 6, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments

KMRD Are You Ready for One Minute From Normal?

As the US manufacturing sector continues to be eclipsed by the service sector, the standard 9-to-5 job is being replaced by flexible work schedules. Along with this shift, service businesses are shrinking the number of hours between shifts. They are relying on smaller, leaner staffs to reduce operating costs, even as they stay open longer […]

The Importance of Drug Testing

March 19, 2014 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments

From 2010 to 2012, after several years of decline, heroin-related overdose deaths increased 84% in New York City, according to NYC Health Department statistics. The federal Drug Enforcement Administration reports heroin seizures in New York State have increased 67% since 2010. While New York City has long been the hub of the US heroin […]

Ignorance and Workers’ Comp Fraud

March 6, 2014 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments

As this video shows, many workers’ comp fraudsters deceive their employers and the US taxpayer in a blatant, purposeful manner. Some individuals file false or inflated claims out of ignorance, however, due to a lack of information and knowledge regarding insurance fraud. They simply do not realize the seriousness of their offenses. To help clear […]

Are your Employees Safe?

January 9, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments

Committing to workplace safety is one New Year’s resolution worth keeping. Approximately 5,000 workers die from job injuries in the US each year, while approximately 50,000 die from work-related injuries. These injuries exert enormous personal and financial losses on affected workers, their families and businesses. Following are a few checks regarding your company’s workplace safety: […]

Temp Service Agency Risk & Insurance Issues – Part 2

December 4, 2013 / by KMRD Partners / One Minute From Normal Series / 0 comments

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? Following are additional risk and insurance considerations that can come from hiring temp workers: Auto – Auto risks are not just limited to a temporary employee driving on an organization’s behalf, but […]

Temp Service Agency Risk & Insurance Issues – Part 1 of 2

November 20, 2013 / by KMRD Partners / One Minute From Normal Series / 0 comments

To prevent one minute from normal from arriving next time your organization hires a temporary worker, please contact your KMRD Partners relationship manager to review these and other risk and insurance considerations: General Liability – Your General Liability will apply if a temporary employee sues your company. Loss experience can be protected by obtaining an […]

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