May 6, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments
At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? Even the best managed professional services firms can potentially be accused of negligence by a client or vendor. After all, even conscientious, diligent staff members can make mistakes. As a result, it […]
Read more
15,435 internet vulnerabilities identified in 2014 – No April Fool’s Joke Here!
April 1, 2015 / by KMRD Partners / One Minute From Normal Series / 0 comments
According to IT security solutions provider Secunia, a total of 15,435 vulnerabilities were identified in 2014 in 3,870 applications from 500 vendors. This represents an 18% increase compared to the previous year, and a 55% increase over five years. Of the total number of flaws detected last year, 11% were rated “highly critical.” 18 products […]
Read more
Can You Be Sued If Your Employee Texts Someone Who is Driving?
March 27, 2015 / by KMRD Partners / One Minute From Normal Series / 0 comments
In New Jersey, sending a text to someone you know will view it while driving can potentially result in civil penalties. In a recent case, Judge Victor Ashrafi of the New Jersey Appeals Court wrote the following for the majority: “We hold that, when a texter knows or has special reason to know that the […]
Read more
Choosing the right carrier for network security and privacy liability
February 6, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments
As targeted network attacks continue to rise and governmental agencies increasingly regulate the privacy and data security environment, an increasing number of organizations are transferring their risk to insurance products. In many cases, organizations find they have little choice. It has become common for written contracts to require service providers to obtain coverage for […]
Read more
Risks Ahead. Texting while driving creates a crash risk 23 times worse
January 27, 2015 / by KMRD Partners / Risks Ahead Series / 0 comments
The Virginia Tech Transportation Institute found that text messaging creates a crash risk 23 times worse than driving while not distracted. Yet, in an online survey of drivers in Erie, Pennsylvania, 30% of the respondents admitted to texting while driving. 75% reported observing others doing it. Following are other forms of distracted driving respondents reported […]
Read more
Will your cyber coverage cover you when you weren’t attacked?
October 13, 2014 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments
At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? One minute from normal can occur even though your own network has not been breached, every company laptop is secure and no mobile devices have been left behind in a rental car. […]
Read more
Hall of Shame – No Information Risk / Cyber Liability Coverage – No Insurance Coverage Quality Control Process
August 4, 2014 / by KMRD Partners / Coverage Hall of Shame, Insurance Coverage, Risk Control / 0 comments
This scenario represents an actual coverage flaw in an insurance program of a well run, profitable business. The following endorsement appeared on a policy designed to protect a company from cyber and information related risks. This endorsement clearly indicated there was insurance coverage for technology services. However there was no coverage for their Telecommunications Services. The client’s […]
Read more
Texting while Driving – Staff, family, and friends should watch this video
May 27, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments
More than 2 million people have viewed AT&T’s 35-minute film, “From One Second to the Next,” on YouTube. It shows how heedless texting while driving violently disrupted so many lives. The potential personal tragedy is reason enough to make this film must viewing for all members of your organization. Potential financial implications from an employee’s […]
Read more
Executing E&O Claims
May 6, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments
At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? Even the best managed professional services firms can potentially be accused of negligence by a client or vendor. After all, even conscientious, diligent staff members can make mistakes. As a result, it […]
Read more
Bob Dietzel published in PropertyCasualty360.com – “Should Businesses Report a Cyber Breach? The Jury is Still Out”
April 7, 2014 / by KMRD Partners / Announcements, In the News / 0 comments
Bob Dietzel, co-founder of KMRD Partners was published in Property Casualty 360. The article is entitled “Should Businesses Report a Cyber Breach? The Jury is Still Out” addresses the state of cyber risk environment. To read the article – <CLICK HERE> About KMRD Partners, Inc. – KMRD Partners, Inc. is a risk management consultant and insurance […]
Read more
Are you ready for your company’s cyber doomsday?
April 3, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments
Last week, an insurance industry executive testifying before the Senate Committee on Commerce, Science & Transportation at a hearing on “Protecting Personal Consumer Information from Cyber Attacks and Data Breaches,” reported that clients purchasing stand-alone cyber insurance increased by more than 20% in the past year. His appearance followed by one day Senator Jay Rockefeller’s […]
Read more