Risks Ahead. Age counts on highway and in Auto Insurance

Auto Accident About to Happen

According to statistics from the National Highway Traffic Safety Administration and the Insurance Institute for Highway Traffic Safety, the safest drivers are in the age group between 64 and 69 years old. Studies of the data reveal that teenage drivers — especially male teenage drivers — are the most dangerous drivers on the road. Young […]

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Auto Insurance Coverage – Can your vehicle be hacked?

KMRD Are You Ready for One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? In February, we reported researchers had warned technology supporting driverless vehicles could be hacked by criminals to override safety features. The Guardian reported FBI concerns that terrorists might try to hack into […]

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Reverse Rate Evasion…New Jersey Act A-2281/S-1737 signed into law

KMRD Are You Ready for One Minute From Normal?

Governor Chris Christie of New Jersey has signed into law Act A-2281/S-1727, which identifies so-called reverse rate evasion as a form of insurance fraud and provides for civil and criminal penalties.The act targets residents who fraudulently obtain auto insurance in another state with lower rates, even though New Jersey is their principal residence or they […]

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9 steps to avoid negligent entrustment

KMRD Are You Ready for One Minute From Normal?

Agent & Broker Insider today featured a web exclusive on Negligent Entrustment written by Steve Macauley, a partner at KMRD Partners. Steve has more than 30 years experience in the property and casualty brokerage insurance industry focusing on large complex accounts. Steve’s background is well-rounded with experience serving the end-user as well as designing and […]

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Negligent Entrustment leads to negative consequences

KMRD Are You Ready for One Minute From Normal?

Negligent Entrustment arises when one party (the entrustor) is held liable for negligence because he provided another party (the entrustee) with a dangerous instrument, and the entrusted party caused injury to himself or a third party, or damaged property, with that instrument. Your company can become at risk of negligent entrustment by allowing an employee […]

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