June 3, 2015 / by KMRD Partners /
Below is a list of common Insurance and Risk Management Terms you might find in our insurance specifications, proposals, reports, and other documents. A-Side Coverage – A-Side coverage refers to a section of a directors and officers (D&O) liability policy that covers the individual directors and officers of an organization for allegations of “wrongful acts” such […]
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Risk Management Terms
June 3, 2015 / by KMRD Partners /
Below is a list of common Insurance and Risk Management Terms you might find in our insurance specifications, proposals, reports, and other documents. A-Side Coverage – A-Side coverage refers to a section of a directors and officers (D&O) liability policy that covers the individual directors and officers of an organization for allegations of “wrongful acts” such […]
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Featured Articles
June 1, 2015 / by KMRD Partners /
Featured Articles Electric Vehicle Insurable Risk Explained Bob Dietzel discusses the new insurance risks arising with Electric Vehicles when it comes to the different charging stations and battery storage. June 2024 Employee Benefits are Evolving for Remote Workers Tina Van Buren discusses how HR professionals are reevaluating benefits packages for the new norm of Working […]
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Risk Management Consulting
June 1, 2015 / by KMRD Partners /
Our team of experienced risk professionals provide customized risk management consulting services to help you reduce risk and associated costs, ensure compliance and improve overall performance. We can work with you to develop a deeper understanding of your business vulnerabilities and exposures, and together we can protect your assets and minimize risk across your organization. In […]
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Risks Ahead. Have you checked your Employment Practices Liability Coverage lately?
August 22, 2014 / by KMRD Partners / Risks Ahead Series / 0 comments
Have you checked your Employment Practices Liability Coverage lately? The average US-based business with at least 10 employees has a 1 in 8 chance of being accused of an employment liability charge, according to an employment practices litigation study released by Hiscox in April 2014. Wage and hour lawsuits in federal court have gone up […]
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Less Can Be More With Employee Hours
August 6, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments
As the US manufacturing sector continues to be eclipsed by the service sector, the standard 9-to-5 job is being replaced by flexible work schedules. Along with this shift, service businesses are shrinking the number of hours between shifts. They are relying on smaller, leaner staffs to reduce operating costs, even as they stay open longer […]
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Hall of Shame – Injury to Independent Contractors Exclusion Creates Severe Coverage Gap
July 27, 2014 / by KMRD Partners / Coverage Hall of Shame, Insurance Coverage / 0 comments
This exclusion removes coverage for any work done by an independent contractor: Here is an outline of an everyday exposure for a typical (ABC) company that utilizes subcontractors (as you know, there are not many companies who do not use a subcontractor in some capacity): This exclusion removes coverage for any claims arising out of […]
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Knowledge Center
July 9, 2014 / by KMRD Partners /
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Testimonials
February 28, 2014 / by KMRD Partners /
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Temp Service Agency Risk & Insurance Issues – Part 1 of 2
November 20, 2013 / by KMRD Partners / One Minute From Normal Series / 0 comments
To prevent one minute from normal from arriving next time your organization hires a temporary worker, please contact your KMRD Partners relationship manager to review these and other risk and insurance considerations: General Liability – Your General Liability will apply if a temporary employee sues your company. Loss experience can be protected by obtaining an […]
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Don’t play around with cyber security
May 3, 2011 / by KMRD Partners / One Minute From Normal Series / 0 comments
From April 17 – 19, “an illegal intrusion” into Sony’s PlayStation system caused “a compromise of personal information” for up to 77 million user accounts. To put this into perspective, 77 million is only slightly less than the combined populations of the United Kingdom, Ireland, Sweden and Norway. As with the recent Epsilon data breach, […]
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