$0 cyber liability coverage for 75% of American businesses

Cyber Risk

According to a recent Towers Watson & Co. study, 75% of American businesses do not have cyber liability coverage.  And yet, cyber security concerns affect companies of all sizes: 563,000,000 records have been reported leaked since Privacy Rights Clearinghouse began tracking US data breaches in 2005. The Privacy Rights Clearinghouse database contains information on breaches […]

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$300 of Premium Prevented a $95,000 Loss. Cyber Criminals

This true story was recently reported by Independent Agent magazine: While transferring $95,000 between bank accounts, a bookkeeper was redirected to a fake website by cyber criminals. The funds were then transferred to another bank, and subsequently to Serbia.  Nothing more is known about what happened to the funds. Because the firm had insurance coverage […]

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Contingency Planning in the event of a financial services network cyber attack

Cyber Risk

Following recent denial of service attacks on computer networks at Bank of America, JP Morgan Chase, Citigroup, U.S. Bank, Wells Fargo and PNC, House of Representatives Intelligence Committee Chairman Mike Rogers warned that emerging cyber threats to U.S. financial networks can be traced to nation states including Iran, China and Russia. According to Committee Chairman […]

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Cybersecurity alert

KMRD Are You Ready for One Minute From Normal?

During the past month we have provided a series of stories and discussions regarding  data breach and cyber security risks. We welcome your feedback. If your data is being stolen, does it make a sound? When VeriSign reported a series of stealth data breaches, it became clear no organization is immune from these intrusive actions. […]

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If your data is being stolen, does it make a sound? Cyber Security Insurance is a must.

When VeriSign recently reported a series of stealth data breaches,it became clear no organization is immune from these intrusive actions. After all, VeriSign is responsible for delivering visitors to more than half of the world’s websites and was one of the leading providers of SSL Certificates. According to a prominent security consultant, the VeriSign security […]

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Cyber security is an enterprise level assignment

Once upon a time, security management for sensitive data either personal or professional, would be limited to the IT department. Today, cyber risks are wide ranging and include lost or stolen data, violation of privacy laws, intellectual property infringement and social media-related risks such as cyber-bullying and textual harassment.  As a result, the combined efforts […]

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Don’t play around with cyber security

From April 17 – 19, “an illegal intrusion” into Sony’s PlayStation system caused “a compromise of personal information” for up to 77 million user accounts. To put this into perspective, 77 million is only slightly less than the combined populations of the United Kingdom, Ireland, Sweden and Norway.  As with the recent Epsilon data breach, […]

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Mergers and Acquisitions – Insurance & Risk Issues

Risk and Insurance Issues Regarding Mergers and Acquisitions – 2 Myths & 3 Lessons Over the years our risk, insurance and human capital advisory firm KMRD Partners has supported companies contemplating a merger, acquisition or sale with due diligence and other risk related issues. Here are some things to consider, along with five important lessons […]

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