Another Workers Compensation Rate Reduction in PA?

KMRD Are You Ready for One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? For the third year in a row, the Pennsylvania Bureau announced a rate reduction.   This year, their press release described an overall statewide decrease of 5.15% scheduled to go into effect […]

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Workers Compensation Insurance Fraud is Real

KMRD Are You Ready for One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? For businesses, workers’ comp insurance fraud can be the most common type of insurance fraud. Like all insurance fraud, it results in increased premiums for all companies. It also undermines employee morale, […]

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Their Workers Compensation Wasn’t Working

KMRD Are You Ready for One Minute From Normal?

For the past four years, Thresher Manufacturing chased price while shopping its Workers’ Compensation policy from broker to broker. With each supposed step forward Thresher instead took two steps backward, as its loss frequency increased by 50% and its claim costs increased by 30%. Add to this the fact that the company’s Workers’ Compensation Experience […]

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Check Your Workers Compensation Loss History

KMRD Are You Ready for One Minute From Normal?

Workers’ Compensation policy purchases and renewals will likely cost more beginning January 1, 2013 for any firm with a poor loss history. This is because at the beginning of the year, 38 states will change the way premiums are calculated. The National Council on Compensation Insurance (NCCI) helps 38 states set their Workers’ Compensation rates. […]

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Workers Compensation Rate Reduction in PA

KMRD Are You Ready for One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? For the second year in a row, Pennsylvania’s Workers’ Compensation Rating Bureau has enacted a workers’ compensation rate reduction. The overall decrease of 4.01% went into effect April 1. Not all employers […]

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Does Workers’ Compensation Coverage Apply?

For obvious reasons this is a fluid situation and there have been no specific rulings to date. Insurance carriers, third party administrators and risk managers must rely upon precedent, similar cases and relevant fact patterns to develop case management strategies, to address the issues as they arise, and to develop reasonable prevention strategies. In addition […]

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Make Safety a Priority / Workers Comp / Safety 1st

Safety 1st – Safety programs can help your organization anticipate workplace injuries and accidents; while making safety a priority can be the first step to a safer workplace. Following are recommendations that can help lead to a safer workplace: Appoint a safety officer or committee Hold meetings with staff to share safety information and tips […]

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PA Workers Comp Patients Receive 2x as many Painkillers than inNJ

KMRD Are You Ready for One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? In Pennsylvania, an injured worker who is out more than seven days without surgery is typically prescribed twice the amount of narcotics as one in New Jersey, according to a Workers Compensation […]

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Opioid Epidemic Driving Up Workers’ Comp Costs

Patients receiving high doses of opioids took three times longer to return to work than injured workers who received lower doses, according to a California Workers’ Compensation Institute study.   In Michigan, claimants who received short-acting opioids such as Oxycodone were 76% likelier to have workers’ comp costs exceeding $100,000.   Injured workers who were […]

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Nonprofit Insurance Needs

List of nonprofit insurances and a nonprofit insurance checklist

Nonprofits face a broad array of risks. Securing the proper insurance coverage is vital to protect the people and assets that support the organization in fulfilling their mission. There are many challenges nonprofits of all sizes must face associated with operations, fundraising, public relations, volunteers, and more. There are several types of nonprofit insurance policies […]

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