One Minute From Normal Series - KMRD Partners

Employment Practices Liability Insurance – Five scary EPL facts

September 17, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments

KMRD - Are You Ready For One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? Virtually every firm faces an exposure to employment related claims. Following are a few data points measuring your company’s risk: More than 450 employment-related lawsuits are filed in the United States every […]

Workers Compensation Coverage – Opioids are a gateway drug to heroin

September 9, 2015 / by KMRD Partners / One Minute From Normal Series / 0 comments

While there were 16,235 deaths involving prescription opioids in 2013, an increase of 1% from 2012, the number of deaths involving heroin increased dramatically. There were 8,257 heroin-related deaths in 2013, up 39% from 2012. Total drug overdose deaths in 2013 hit 43,982, up 6% from 2012. A California Workers’ Compensation Institute study reported that […]

Don’t Forget To Test Your Business Continuity Plan

September 1, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments

According to a recent survey of over 500 midsize business owners and C-level executives in the US, 59% had a formal, documented business continuity plan and 33% had an informal, verbal plan. 8% had no plan. Of those businesses with continuity plans, only 19% had actually tested them. (source: The Hartford) Additionally, the survey found […]

Cyber Insurance Coverage – Is a hacker riding shotgun in your company’s vehicles?

August 26, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments

Today’s cars can stream music, place phone calls, navigate and much more. Essentially, they are smartphones on wheels. Just like smartphones, they can be hacked. “Software operating today’s vehicles easily have more than 100 million lines of code — more than a modern fighter jet, airliner or typical operating system such as Windows,” according to […]

Make Safety a Priority / Workers Comp / Safety 1st

August 18, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments

Safety 1st – Safety programs can help your organization anticipate workplace injuries and accidents; while making safety a priority can be the first step to a safer workplace. Following are recommendations that can help lead to a safer workplace: Appoint a safety officer or committee Hold meetings with staff to share safety information and tips […]

Enterprise Risk Management – What is your total cost of risk?

August 12, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? When asked about their most pressing environmental, health and safety issues, safety professionals listed managing the total cost of risk as the top response at 72%, followed by regulatory compliance at 58%, […]

Auto Insurance Coverage – Can your vehicle be hacked?

August 4, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? In February, we reported researchers had warned technology supporting driverless vehicles could be hacked by criminals to override safety features. The Guardian reported FBI concerns that terrorists might try to hack into […]

Fleet Safety – Hands-free cell phone hazards

July 28, 2015 / by KMRD Partners / One Minute From Normal Series / 0 comments

Hands-free cell phone hazards At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? While 14 states, D.C., Puerto Rico, Guam and the U.S. Virgin Islands prohibit all drivers from using hand-held cell phones while driving, no state has a similar blanket […]

BYOD – Bring Your Own Device – Suggested Risk Control Measures

July 15, 2015 / by KMRD Partners / One Minute From Normal Series, Risk Control / 0 comments

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? Although companies can save money by adopting a “bring your own device” policy, cyber risk is significantly heightened when employees carry company information outside the office. Manage your company’s risk with this […]

Government Contractors – Is Immunity Enough?

June 2, 2015 / by KMRD Partners / One Minute From Normal Series / 0 comments

ny companies that are in the Federal Government Contractor (FGC) space need to strike a balance between competitive market dynamics and exposure to risk. While the unique liability immunities available to FGCs may be a key component of the overall risk management plan, consider these scenarios: Third-Party Bodily Injury – Product Liability The Government Contractors […]

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