January 9, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments
Committing to workplace safety is one New Year’s resolution worth keeping. Approximately 5,000 workers die from job injuries in the US each year, while approximately 50,000 die from work-related injuries. These injuries exert enormous personal and financial losses on affected workers, their families and businesses. Following are a few checks regarding your company’s workplace safety: […]
Read more
Are you ready for your company’s cyber doomsday?
April 3, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments
Last week, an insurance industry executive testifying before the Senate Committee on Commerce, Science & Transportation at a hearing on “Protecting Personal Consumer Information from Cyber Attacks and Data Breaches,” reported that clients purchasing stand-alone cyber insurance increased by more than 20% in the past year. His appearance followed by one day Senator Jay Rockefeller’s […]
Read more
Why You Need Disability Insurance / Overview of Types
March 26, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments
At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? Unfortunate fact: None of us will live forever. Also a fact: One out of every four US workers will suffer a disabling injury prior to retirement. In fact, nearly 20% of Americans […]
Read more
The Importance of Drug Testing
March 19, 2014 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments
From 2010 to 2012, after several years of decline, heroin-related overdose deaths increased 84% in New York City, according to NYC Health Department statistics. The federal Drug Enforcement Administration reports heroin seizures in New York State have increased 67% since 2010. While New York City has long been the hub of the US heroin […]
Read more
PA Workers Comp Patients Receive 2x as many Painkillers than inNJ
March 18, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments
At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? In Pennsylvania, an injured worker who is out more than seven days without surgery is typically prescribed twice the amount of narcotics as one in New Jersey, according to a Workers Compensation […]
Read more
Workers Compensation Insurance Fraud is Real
March 13, 2014 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments
At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? For businesses, workers’ comp insurance fraud can be the most common type of insurance fraud. Like all insurance fraud, it results in increased premiums for all companies. It also undermines employee morale, […]
Read more
Ignorance and Workers’ Comp Fraud
March 6, 2014 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments
As this video shows, many workers’ comp fraudsters deceive their employers and the US taxpayer in a blatant, purposeful manner. Some individuals file false or inflated claims out of ignorance, however, due to a lack of information and knowledge regarding insurance fraud. They simply do not realize the seriousness of their offenses. To help clear […]
Read more
Does your General Liability policy cover these risks?
February 18, 2014 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments
Chubb’s 2013 Private Company Risk Survey indicates large gaps in insurance coverage can be attributable to managers not fully understanding what is covered under their liability policies. Following are key risks not typically covered by a General Liability Policy: Financial injury resulting from actual or alleged wrongdoing by a company’s directors and officers. Employment-related discrimination, […]
Read more
Are your Employees Safe?
January 9, 2014 / by KMRD Partners / One Minute From Normal Series / 0 comments
Committing to workplace safety is one New Year’s resolution worth keeping. Approximately 5,000 workers die from job injuries in the US each year, while approximately 50,000 die from work-related injuries. These injuries exert enormous personal and financial losses on affected workers, their families and businesses. Following are a few checks regarding your company’s workplace safety: […]
Read more
Temp Service Agency Risk & Insurance Issues – Part 2
December 4, 2013 / by KMRD Partners / One Minute From Normal Series / 0 comments
At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? Following are additional risk and insurance considerations that can come from hiring temp workers: Auto – Auto risks are not just limited to a temporary employee driving on an organization’s behalf, but […]
Read more
Temp Service Agency Risk & Insurance Issues – Part 1 of 2
November 20, 2013 / by KMRD Partners / One Minute From Normal Series / 0 comments
To prevent one minute from normal from arriving next time your organization hires a temporary worker, please contact your KMRD Partners relationship manager to review these and other risk and insurance considerations: General Liability – Your General Liability will apply if a temporary employee sues your company. Loss experience can be protected by obtaining an […]
Read more