No Coverage for Work in Excess of 35 feet – Insurance Coverage Quality Control HALL OF SHAME

This scenario represents an actual coverage flaw in an insurance program of a well run, profitable business.

General liability and umbrella policies for contractors included endorsements removing coverage for work on buildings in excess of 3-stories or 35 feet.


The Problem

The client just finished explaining they were working on the top floor of a building similar to the one pictured above!

The Solution

Hire an insurance professional with a proven system to make sure every detail o
f the policy is reviewed and negotiated to meet the needs and concerns of your management team.   This would have been prevented if the broker discussed the implications of this endorsement titled in the quotation as “Designated Work Exclusion“.

How KMRD Can Help:

KMRD delivers risk management and human capital solutions to over 600 clients nationwide. Our award-winning team, disciplined approach, proven processes, combined with our risk management portal make KMRD the leading choice to improve business protection and reduce the overall cost of risk.


Get Expert AdviceRequest a Risk Assessment About KMRD


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