Medical Plan Spend Benchmarks; Is Your Medical Plan Competitively Priced?

Why employers should focus more on their PEPY spend for their medical insurance plan rather than year to year change percentages. Too often, organizations focus on the percentage increase or, in rare cases, decrease in the pricing of their medical plan when deciding what actions to take instead of focusing on their gross dollars spent. […]

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HR Compliance Digest – 3rd Quarter 2016

My Benefits Advisor

Check out KMRD’s HR Compliance Digest! KMRD’s new quarterly newsletter featuring HR Compliance issues such as  the latest on Healthcare Reform and Legislative Updates.     Note: This content is provided as general background information and should not be taken as legal advice or financial advice for your particular situation. Make sure to get individual advice […]

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ACA Shared Responsibility Provision

If your firm sent an offer letter indicating a separate stipend to cover the cost of purchasing insurance, according to the Affordable Care Act (“ACA”) you could face a $100 a day fine per employee. Even if you don’t have over 50 full time employees, the government might still consider you an Applicable Large Employer […]

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