Blog - KMRD Partners

Eliminate Workplace Hazards: Five Steps Every Business Should Take

April 15, 2018 / by KMRD Partners / Blog, From Bob Dietzel's Desk, Insurance Coverage / 0 comments

Most risk and insurance professionals know how to recognize and eliminate workplace hazards. As in most things, an ounce of prevention is worth a pound of cure. Five Steps to Eliminate Workplace Hazards Step 1 – Know a real hazard when you see one Before you can identify and eliminate workplace hazards it’s important to recognize the difference […]

The Importance of Making Informed Decisions: A Basic Overview of Enterprise Risk Management (ERM)

April 5, 2018 / by KMRD Partners / Blog, From John's Desk, Human Capital & Benefits Solutions

By John E. Garber, Jr., SPHR, SHRM-SCP There are a few pitfalls associated with the “traditional” risk management approach. In the traditional approach to risk management, there is one-dimension assessment of risk, loss prevention and insurance. Risk is managed in a “siloed” manner and is typically reactionary. Risk is considered in “negative” terms. The alternative approach […]

Sexual Harassment and Workplace Misconduct: Developing and Implementing an Effective Approach (Part Two)

March 8, 2018 / by KMRD Partners / Blog, From John's Desk, Human Capital & Benefits Solutions

By John E. Garber, Jr., SPHR, SHRM-SCP and Christin Smith Myers Read Part One of this blog series here Part Two: Addressing the Challenge Developing and Implementing an Effective Approach As we stated in our previous blog post, the risks associated with a culture of sexual harassment and workplace misconduct are clear. How should they be addressed? […]

Sexual Harassment and Workplace Misconduct: The Intersection of Human Resources, Legal Compliance and Risk Management (Part One)

January 31, 2018 / by KMRD Partners / Blog, From John's Desk, Human Capital & Benefits Solutions

By John E. Garber, Jr., SPHR, SHRM-SCP and Christin Smith Myers Part One: The Challenge What is going on? News surrounding Matt Lauer, Bill O’Reilly, Charlie Rose, Al Franken, Kevin Spacey, and Harvey Weinstein and many others should be prompting organizations to examine their sexual harassment policies, procedures and more importantly, their organizational culture. It has become […]

Leading Safety versus Measuring Failures – Safety Incentive Programs

November 2, 2017 / by KMRD Partners / Blog, From Steve's Desk / 0 comments

The Occupational Safety and Health Administration (“OSHA”) issued its final rule to “Improve Tracking of Workplace Injuries and Illnesses” on January 1, 2017. It addressed injury-based safety incentive programs as part of safety program management in addition to affirming the statutory prohibition on retaliating against employees for reporting work-related injuries with the following advice: An […]

7 Steps to a Better Claims Management System for Your Business

October 12, 2017 / by KMRD Partners / Blog, From Jenean's Desk / 0 comments

Involve your insurance broker in the management of your insurance claims. Why? Because better claims management will maximize your return on your insurance investment and minimize the impact of poorly managed claims and poorly negotiated settlements on your insurance pricing. Insurance claims can be complicated, time consuming and financially burdensome. Most executives lack the time, experience and […]

Employers Prepare for Possible 6% PA Workers Compensation Insurance Rate Hike

August 28, 2017 / by KMRD Partners / Blog, From Gerry's Desk / 0 comments

Pennsylvania employers could face a 6 percent increase in workers compensation costs later this year. Employers may also witness a spike in claims formerly capped by Impairment Review Evaluations, as well as the possibility of past claims being reopened. This increase in the PA workers compensation insurance rate – the steepest rise recorded in the […]

15 Construction Insurance Considerations to Help Manage Contractor Risk

August 22, 2017 / by KMRD Partners / Blog, From Bob Dietzel's Desk / 0 comments

Contractors should expect much more from their insurance brokers than to simply negotiate pricing and terms and conditions for their construction insurance programs. Safety, claims management, contractual risk transfer support, bid and accrual support, loss sensitive adjustment forecasting, construction defect allegation strategies and more are all important elements of a successful risk management program. Unfortunately, brokers […]

6 Critical Insurance Provisions in Commercial Leases

July 17, 2017 / by KMRD Partners / Blog, From Bob Dietzel's Desk / 0 comments

Make sure to allow your insurance professional to review the insurance provisions in commercial leases prior to signing the documents. Why? Because the insurance-related risks are not always obvious and might result in a costly uninsured surprise. Commercial lease agreements can be complex and time consuming to negotiate. Business owners often fail to consult with their P&C […]

The Benefits of Followership

July 10, 2017 / by KMRD Partners / Blog, Inside View / 0 comments

As we celebrate the Memorial Day and Independence Day holidays, it is appropriate to reflect on the qualities necessary to be a good leader. The legacies of some of America’s renowned generals appear to be a good place to start. Leaders get all the credit. Nearly 100,000 soldiers and sailors followed Alexander the Great during […]

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