From Bob Dietzel's Desk - KMRD Partners

The Basics Of Arc Flash; And Why You Really Don’t Want To Perform The Arc Flash Hazard Analysis Yourself

October 1, 2018 / by KMRD Partners / Blog, From Bob Dietzel's Desk, Risk Control

By Glenn Eglinton and Bob Dietzel, ARM, CIC Hotter than the sun, with temperatures that soar as high as 35,000°F, the “arc flash” produces a blinding flash of light – followed by a dynamite-level explosion – that can vaporize metal and seriously injure anyone in its path. In this article, we’ll explain the arc flash and […]

Important Insurance Related Provisions within Commercial Contracts

August 30, 2018 / by KMRD Partners / Blog, From Bob Dietzel's Desk / 0 comments

Your insurance professional should review the insurance provisions in your contracts prior to signing the documents. Why? Because the insurance-related risks are not always obvious and may result in a costly uninsured surprise. Well-negotiated contracts can be the least expensive and most effective way to mitigate or transfer risks. However, contracts with customers, suppliers, and […]

Cyber Liability Insurance: Four Ways to Safeguard Your Small Business

May 2, 2018 / by KMRD Partners / Blog, From Bob Dietzel's Desk, Insurance Coverage / 0 comments

Since big companies such as Target, with nearly 2,000 stores in the U.S., and Equifax, with more than $3 billion annual revenue, are targeted by cybercriminals, one might think small businesses would not need cyber liability insurance. This could not be farther from the truth. Unfortunately, small businesses also are targeted with depressing frequency. According […]

Eliminate Workplace Hazards: Five Steps Every Business Should Take

April 15, 2018 / by KMRD Partners / Blog, From Bob Dietzel's Desk, Insurance Coverage / 0 comments

Most risk and insurance professionals know how to recognize and eliminate workplace hazards. As in most things, an ounce of prevention is worth a pound of cure. Five Steps to Eliminate Workplace Hazards Step 1 – Know a real hazard when you see one Before you can identify and eliminate workplace hazards it’s important to recognize the difference […]

Executive Perspective: Our Time to Lead; Risk Remains When Waters Recede

September 12, 2017 / by KMRD Partners / From Bob Dietzel's Desk, Inside View, KMRD Cares / 0 comments

As I record these thoughts, Hurricane Irma has been downgraded to a tropical depression after having lashed Florida and more than a half-dozen Caribbean Islands. The storm led to 6.3 million Florida residents being ordered to evacuate, while more than 6.5 million are without electricity. Nearly one million Georgia and South Carolina residents are also […]

15 Construction Insurance Considerations to Help Manage Contractor Risk

August 22, 2017 / by KMRD Partners / Blog, From Bob Dietzel's Desk / 0 comments

Contractors should expect much more from their insurance brokers than to simply negotiate pricing and terms and conditions for their construction insurance programs. Safety, claims management, contractual risk transfer support, bid and accrual support, loss sensitive adjustment forecasting, construction defect allegation strategies and more are all important elements of a successful risk management program. Unfortunately, brokers […]

6 Critical Insurance Provisions in Commercial Leases

July 17, 2017 / by KMRD Partners / Blog, From Bob Dietzel's Desk / 0 comments

Make sure to allow your insurance professional to review the insurance provisions in commercial leases prior to signing the documents. Why? Because the insurance-related risks are not always obvious and might result in a costly uninsured surprise. Commercial lease agreements can be complex and time consuming to negotiate. Business owners often fail to consult with their P&C […]

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