From Gerry's Desk - KMRD Partners

The Rise of the Distracted Driver; And Why Corporate Auto Insurance Rates Are Going Up

May 23, 2018 / by KMRD Partners / Blog, From Gerry's Desk / 0 comments

With over 6 million auto accidents occurring annually, many claims managers feel overwhelmed by the number of resulting claims. In this blog post, we’ll discuss distracted driving and potential implications – and provide you with a few tips on how to lower your corporate auto insurance rates. As automobiles increasingly double as entertainment centers, telephone […]

Employers Prepare for Possible 6% PA Workers Compensation Insurance Rate Hike

August 28, 2017 / by KMRD Partners / Blog, From Gerry's Desk / 0 comments

Pennsylvania employers could face a 6 percent increase in workers compensation costs later this year. Employers may also witness a spike in claims formerly capped by Impairment Review Evaluations, as well as the possibility of past claims being reopened. This increase in the PA workers compensation insurance rate – the steepest rise recorded in the […]

Employers Should Inform Employees of Election to Reject Underinsured Motorist Coverage

March 25, 2017 / by KMRD Partners / Announcements, From Gerry's Desk / 0 comments

Case Involving Underinsured Motorist Coverage Each state regulates the coverage form and requirements. For example, Pennsylvania requires all drivers purchase a $15K per person / $30K per accident bodily injury limit. Most commercial clients purchase a $1M limit. However some elect to purchase only the minimum limit required by State law because: Their drivers are not permitted […]

From Gerry’s Desk – New Reporting; New OSHA Requirements

March 13, 2015 / by KMRD Partners / Announcements, From Gerry's Desk / 0 comments

In the past, employers were only required to report a work-related fatality or when three or more workers were hospitalized in the same occurrence. It has now changed. Employers are required not only to report all work related fatalities within 8 hours, but in addition, all work-related inpatient hospitalizations, amputations, and loss of an eye […]

From Gerry’s Desk – New Reporting Requirements from OSHA

March 7, 2014 / by KMRD Partners / Announcements, From Gerry's Desk, Risk Control / 0 comments

There is a new reporting requirement from OSHA affecting all employers. In the past, employers were only required to report a work-related fatality or when three or more workers were hospitalized in the same occurrence. It has now changed. Employers are required not only to report all work related fatalities within 8 hours , but […]

Gerry’s Desk: Faulty Work of Subcontractor Does Not Constitute Occurrence In General Liability Insurance Policy

January 17, 2014 / by KMRD Partners / Announcements, From Gerry's Desk / 0 comments

Background In the Kvaerner Metals vs National Union Fire Insurance Company ruling, the PA Supreme Court held faulty work of a subcontractor does not constitute an “occurrence” in a general liability insurance policy. If there is no “occurrence”, coverage is not triggered. Prior to Kvaerner Metals vs National Union Fire Insurance Company, the general liability […]