March 29, 2015 / by KMRD Partners / One Minute From Normal Series / 0 comments
At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? According to the National Highway Traffic Safety Administration, U.S. motor vehicle crashes in 2012 cost an estimated $1 trillion ($1,000,000,000,000) in terms of loss of productivity and loss of life. An […]
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Business Auto Insurance Policy – Don’t Be Sideswiped By Negligent Entrustment
November 17, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments
What if an unscheduled event suddenly seizes control of your business? Are you ready? With hazardous driving conditions about to return, it becomes even more important to examine the theory supporting negligent entrustment. The law maintains a company has a legal duty to investigate the driving records and qualifications of all potential drivers and take […]
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Negligent Entrustment – Auto Liability Insurance – Interlock devices save lives
October 6, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments
According to Pennsylvania State Statute 75 §3805(a), all autos owned by DUI offenders may for a first offense and must for a second offense be equipped with ignition interlock devices for at least 1 year following license reinstatement. In New Jersey, a first time offender with a BAC greater than 0.15 must install an ignition interlock device. […]
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Vehicle Fleet Risks Ahead. Gender matters on the highway.
October 2, 2015 / by KMRD Partners / Risks Ahead Series / 0 comments
Young females have more auto crashes at intersections and collisions with pedestrians. Young males have more auto crashes after sunset than young females. Young females are more likely to be involved in auto crashes during weekdays. Young males are more likely to be involved in auto crashes during weekends. Young females are 66% more likely […]
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Risks Ahead. Age counts on highway and in Auto Insurance
August 28, 2015 / by KMRD Partners / Risks Ahead Series / 0 comments
According to statistics from the National Highway Traffic Safety Administration and the Insurance Institute for Highway Traffic Safety, the safest drivers are in the age group between 64 and 69 years old. Studies of the data reveal that teenage drivers — especially male teenage drivers — are the most dangerous drivers on the road. Young […]
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Risks Ahead. Safe behavior on the highway can also save money. Fleet Safety Programs are Important!
August 21, 2015 / by KMRD Partners / Risks Ahead Series / 0 comments
If ice or snow breaks free from a moving car and causes injury or property damage, Pennsylvania motorists can be fined $200 to $1,000. Distractions on the dashboard or in front of the windshield can lead to a $54 fine for New Jersey motorists. This can include air fresheners dangling from the rear view mirror. […]
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Auto liability and collision claims costs are rising
March 29, 2015 / by KMRD Partners / One Minute From Normal Series / 0 comments
At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? According to the National Highway Traffic Safety Administration, U.S. motor vehicle crashes in 2012 cost an estimated $1 trillion ($1,000,000,000,000) in terms of loss of productivity and loss of life. An […]
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190th of 200 is not at all a good thing when ranking auto collisions
October 25, 2012 / by KMRD Partners / One Minute From Normal Series / 0 comments
Here is cautionary news for companies doing business in Pennsylvania: In a report issued by Allstate ranking America’s 200 largest cities in terms of auto collision frequency, Philadelphia ranked near the bottom at 190. On average, a driver in our state’s largest city will be involved in an auto collision every 6.1 years. This fact […]
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Nonprofit Insurances to Consider; Two Recommendations from KMRD
December 18, 2018 / by KMRD Partners / Blog, General
More than 2 million individuals work at US nonprofit organizations as they strive to make a meaningful difference in the lives of vulnerable clients who may have nowhere else to turn. Given the importance of their work, nonprofit insurances are a critical component to their long-term viability. Nonprofit organizations should generally purchase the same types of […]
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Can You Be Sued If Your Employee Texts Someone Who is Driving?
March 27, 2015 / by KMRD Partners / One Minute From Normal Series / 0 comments
In New Jersey, sending a text to someone you know will view it while driving can potentially result in civil penalties. In a recent case, Judge Victor Ashrafi of the New Jersey Appeals Court wrote the following for the majority: “We hold that, when a texter knows or has special reason to know that the […]
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Risks Ahead. Texting while driving creates a crash risk 23 times worse
January 27, 2015 / by KMRD Partners / Risks Ahead Series / 0 comments
The Virginia Tech Transportation Institute found that text messaging creates a crash risk 23 times worse than driving while not distracted. Yet, in an online survey of drivers in Erie, Pennsylvania, 30% of the respondents admitted to texting while driving. 75% reported observing others doing it. Following are other forms of distracted driving respondents reported […]
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