Debbie Smith, Account Manager

Debbie's primary responsibility is to work along side the risk manager in delivering KMRD's Service Plan to you.

Debbie works closely with your Risk Manager to deliver KMRD’s service plan and is the first person to review all documents and inquiries KMRD receives impacting her clients. Debbie also provides day-to-day service on her portfolio of accounts ensuring that all questions and needs are addressed promptly. In 1975, Debbie started in the insurance industry and has gained much knowledge in all areas. Debbie has worked in the claims and bonds and personal lines fields and has since moved on to commercial lines.


  • Day to Day Servicing
  • Policy Quality Control
  • Coordination of Services


  • Licensed Insurance Agent
  • Certified Insurance Service Representative designation from The National Alliance for Insurance Education & Research
  • Accredited Advisor in Insurance from The Institutes Risk & Insurance Knowledge Group

Other Interesting Information

  • Debbie loves to take care of her two horses, Pandora and Casey.
  • Debbie has actually been to the Kentucky Derby.
  • Debbie and her husband enjoy going to cruise nights and events in their “Model A Street Rod” and “66 Chevelle”
  • Debbie is an Associate Member of the local fire department.