Structuring Non-Standard Insurance Programs

KMRD is not in the business of selling insurance. We will develop the optimal risk transfer structure for your specific risk appetite.

Better Coverage

We take the time to thoroughly review your policies and deliver the right risk and insurance coverage for all your needs.

Better Access

We provide a secure and collaborative environment offering 24/7 access for everyone on your team around the globe.

Better Control

We perform a disciplined review across your entire operation to understand all of your company’s exposures.

Better Delivery

We take the time to get to know your company and then assign a team that cares about getting it right.

What are non-standard insurance programs?

For large companies, it is almost always less expensive to self-insure the usual and predictable level of claims. The level to which you self-insure, whether on a per-claim or aggregate basis, is a decision that requires a cost / risk benefit analysis.  A non-standard insurance program blends traditional insurance with self-insurance.

Levels of insurance

We have experience in working on and evaluating all of these structures and will educate you on your options.

Expertise and Better Coverage to Meet Your Insurance Needs

KMRD’s team of experts have extensive knowledge in designing and managing insurance programs.  Our disciplined approach and proven process, and a top-tier service team will improve your risk profile.

Safety, Loss Control & Claims Advocacy Programs Designed to Keep Your Company Safe and Secure

Better Collaboration and Access to Improve Your Total Control

KMRD can make this process easier with XChange. Request a demo today.

More Reliability and Better Quality Controls to Improve ROI

KMRD Delivers Better Value

KMRD knows how to design successful insurance & risk management programs. The result is better, more predictable coverage at a lower cost of risk. That’s the value of working with us.

We’d love to help you evaluate what type or risk-transfer program fits your needs and risk appetite. Call us at 866-957-KMRD (5673) or send us an email via the contact form below.

For a consultation regarding your insurance & risk management program, please fill out the form below:

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