auto - KMRD Partners

Business Auto Insurance Policy – Don’t Be Sideswiped By Negligent Entrustment

November 17, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments

What if an unscheduled event suddenly seizes control of your business? Are you ready? With hazardous driving conditions about to return, it becomes even more important to examine the theory supporting negligent entrustment. The law maintains a company has a legal duty to investigate the driving records and qualifications of all potential drivers and take […]

Report an Auto Claim

October 30, 2015 / by KMRD Partners /

Risks Ahead. Drowsy Drivers Cause Accidents – Update Your Auto Fleet Manual to Increase Awareness

October 23, 2015 / by KMRD Partners / Risks Ahead Series / 0 comments

According to a study by AAA Foundation for Traffic Safety, between 2009 and 2013 21% of all fatal crashes involved a drowsy driver. 1. 37% of drivers report having fallen asleep behind the wheel at some point in their lives. 2. 11% report having fallen asleep behind the wheel in the past year. 3. Most […]

Negligent Entrustment – Auto Liability Insurance – Interlock devices save lives

October 6, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments

According to Pennsylvania State Statute 75 §3805(a), all autos owned by DUI offenders may for a first offense and must for a second offense be equipped with ignition interlock devices for at least 1 year following license reinstatement. In New Jersey, a first time offender with a BAC greater than 0.15 must install an ignition interlock device. […]

Hall of Shame – Fellow Employee Exclusion in the Standard Auto Policy

October 1, 2015 / by KMRD Partners / Coverage Hall of Shame, Insurance Coverage / 0 comments

This scenario represents an actual coverage issue in an insurance program of a well run, profitable business brought to light and altered by KMRD. The following claims scenario was troublesome to the CEO and CFO: Key manager drives an employee using a company vehicle to a client’s office for a meeting. An auto accident occurs and […]

Personal Auto Insurance Application

September 1, 2015 / by KMRD Partners /

Risks Ahead. Age counts on highway and in Auto Insurance

August 28, 2015 / by KMRD Partners / Risks Ahead Series / 0 comments

According to statistics from the National Highway Traffic Safety Administration and the Insurance Institute for Highway Traffic Safety, the safest drivers are in the age group between 64 and 69 years old. Studies of the data reveal that teenage drivers — especially male teenage drivers — are the most dangerous drivers on the road. Young […]

Auto Insurance Coverage – Can your vehicle be hacked?

August 4, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments

KMRD Are You Ready for One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? In February, we reported researchers had warned technology supporting driverless vehicles could be hacked by criminals to override safety features. The Guardian reported FBI concerns that terrorists might try to hack into […]

Risks Ahead. The potential results of incomplete auto insurance coverage.

July 31, 2015 / by KMRD Partners / Insurance Coverage, Risks Ahead Series / 0 comments

You should be prepared to pay for these 10 things if you have inadequate or incompletely negotiated Auto insurance coverage: Severe damage to others involved in a major accident Hail damage Damages caused by an underinsured driver (many insured drivers only carry state minimum limits) Damage from hitting an animal Damage from hitting a parking […]

Add or Remove an Auto

July 10, 2015 / by KMRD Partners /

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