Workplace Accidents - KMRD Partners

Opioid Epidemic Driving Up Workers’ Comp Costs

May 15, 2013 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments

Patients receiving high doses of opioids took three times longer to return to work than injured workers who received lower doses, according to a California Workers’ Compensation Institute study. In Michigan, claimants who received short-acting opioids such as Oxycodone were 76% likelier to have workers’ comp costs exceeding $100,000. Injured workers who were […]

Workplace Safety Committees in Pennsylvania

April 18, 2013 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments

Following the second workers’ compensation rate reduction in a row for Pennsylvania businesses, Labor & Industry Secretary Julia Hearthway credited state-certified workplace safety committees with “encouraging a safe workplace and a productive workforce.” According to Secretary Hearthway, “More than 10,000 state-certified workplace safety committees have been established, protecting more than 1.3 million workers and saving […]

Their Workers Compensation Wasn’t Working

January 11, 2013 / by KMRD Partners / One Minute From Normal Series / 0 comments

KMRD Are You Ready for One Minute From Normal?

For the past four years, Thresher Manufacturing chased price while shopping its Workers’ Compensation policy from broker to broker. With each supposed step forward Thresher instead took two steps backward, as its loss frequency increased by 50% and its claim costs increased by 30%. Add to this the fact that the company’s Workers’ Compensation Experience […]

Check Your Workers Compensation Loss History

September 5, 2012 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series / 0 comments

Workers’ Compensation policy purchases and renewals will likely cost more beginning January 1, 2013 for any firm with a poor loss history. This is because at the beginning of the year, 38 states will change the way premiums are calculated. The National Council on Compensation Insurance (NCCI) helps 38 states set their Workers’ Compensation rates. […]

Construction Workplace Misclassification Act – More Hurdles to Overcome When Using Subcontractors – THE GREY AREA IS NOW GONE!

February 2, 2011 / by KMRD Partners / One Minute From Normal Series / 0 comments

Effective February 11, 2011, the Construction Workplace Misclassification Act in Pennsylvania strictly regulates the use of individuals as independent contractors in the construction industry. If any worker who does not meet all of the following criteria is misclassified as an independent contractor, the hiring party business, and its officers and agents, may be civilly liable, […]

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